Kraken Partners with Mastercard – How will this Impact European merchants

As part of the partnership, Kraken will offer both physical and digital debit cards in the coming weeks to European users.
April 9, 2025
Kraken Partners with Mastercard – How will this Impact European merchants

Kraken Partnership:- In a significant move for the cryptocurrency landscape, Kraken, a leading US-based digital asset exchange, has partnered with Mastercard to introduce crypto-enabled debit cards in the United Kingdom and Europe.

This collaboration aims to bridge the gap between digital currencies and everyday transactions. It wil allow users in Europe to seamlessly spend their crypto holdings at over 150 million merchants worldwide.

Kraken-Mastercard Partnership: What the Partnership is About 

As per the Press Release, Kraken will offer both physical and digital debit cards in the coming weeks. This will enable users to make purchases using cryptocurrencies and stablecoins for routine expenses in Europe.

Further, it said that this initiative comes as an extension of its Kraken Pay, a service launched earlier this year that facilitates cross-border payments in over 300 crypto and fiat currencies.

Notably, Kraken Pay has already seen substantial adoption, with more than 200,000 users activating their “Kraktag” –  a unique identifier linked to their Kraken wallet for simplifying transactions.

How will this impact European merchants

The introduction of these crypto debit cards presents several potential benefits for merchants across Europe:

1. By accepting payments through Kraken’s crypto debit cards, merchants can tap into a growing demographic of cryptocurrency users, potentially increasing their customer reach.

2. Integrating crypto payments would offer customers more choices at checkout. This will cater to diverse payment preferences, enhancing the overall shopping experience.

3. With Mastercard’s extensive network facilitating these crypto transactions, merchants can expect a seamless and authentic integration process.

Notably, this move comes after Kraken recently secured an Electronic Money Institution (EMI) authorization from the UK’s financial watchdog. This allows the US-based exchange to issue electronic money for clients in the UK.

Boost for Crypto Payments?

Kraken’s partnership with Mastercard marks a pivotal development in the mainstream adoption of cryptocurrencies. By enabling crypto holders to utilize their assets for everyday purchases, this initiative not only enhances the utility of digital currencies but also offers European merchants an opportunity to modernize their payment systems and engage with a broader, tech-savvy clientele.

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