Polygon’s Stablecoin Payments Push: Marc Boiron on RWAs, AI, and the Future of Web3

In this episode, CoinGape CEO Sunil Sharma sits down with Marc Boiron, CEO of Polygon Labs, to explore why one of crypto’s most established blockchains is quietly repositioning itself as the backbone of global payments infrastructure and why that shift matters more than most people realize.

Marc’s argument is compelling and refreshingly honest. A few years ago, being fast and cheap was enough to stand out. Today, hundreds of blockchains can make that same claim. So Polygon went back to the drawing board, doubled down on what it already did well, and made a decisive bet on payments, stablecoins, and real-world asset tokenization as its core identity going forward.

The conversation unpacks Polygon’s Open Money Stack, a single API that bundles blockchain access, wallets, on- and off-ramps, and interoperability into one integrated solution that cuts enterprise deployment from months to weeks.

Marc also breaks down how Polygon’s token burn mechanism is turning POL into a deflationary asset and why staking yields could soon move from 3.5% toward 8 to 10% as transaction volumes grow.

The discussion gets particularly interesting when it turns to institutions. Marc draws a clear line between institutions building on Polygon; BlackRock, Revolut, Stripe, and sovereign governments among them, and institutions actually holding crypto tokens, which he says remains almost exclusively a Bitcoin and Ethereum story for now.

Looking ahead, Marc identifies three narratives he believes will define the next decade: on-chain payments, AI-powered crypto transactions, and the DeFi mullet thesis, centralized front ends powered by decentralized back ends.