AllScale:- The market cap of Stablecoin has surpassed $260 billion on the back of growing adoption and real-world utility. As the landscape continues to grow, a new startup called AllScale is trying to bring it down to microbusinesses worldwide.
AllScale, co-founded by Ruoyang “Leo” Wang, is building the consequential infrastructure for the 600 million micro businesses worldwide (SMBs) that can allow them to invoice, sell, and run payroll entirely in stablecoins.
According to the project, “Most existing solutions are built for crypto natives”. They can not work for the corner shop owner in Lagos who wants to buy inventory from Shenzhen, or the freelance designer in Buenos Aires serving clients in London.
AllScale is making significant strides after it closed its $1.5 million pre‑seed in June 2025, led by Draper Dragon, Amber Group, Y2Z Ventures, and other angel backers.
AllScale – The Web3 Version of PayPal
Stablecoins work brilliantly on paper. They offer instant settlement, near-zero fees, and insulation from currency volatility.
But asking a small business owner to navigate wallet addresses, gas fees, and compliance protocols is like asking them to pilot a spacecraft to deliver groceries.
This is what AllScale’s approach aims to make simple by hiding the complexity. It aims to overcome the complexities and the futile expenses that the cross-border payment transfers by traditional banking system involves. For this, it has introduced a suite of tools – from social commerce integration to one-click invoicing that doesn’t feel like crypto infrastructure.

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At its core, AllScale offers merchants a single, intuitive dashboard that combines:
1. Invoice Generation: It allows businesses to create and e‑sign invoices via a simple link in few seconds. Clients can choose to pay on‑chain (stablecoin), bank wire, or card—and funds arrive instantly as stablecoins.
2. From Websites to WhatsApp: It allows merchants to share a customizable AllScale stablecoin payment links link on Telegram, WhatsApp, or Instagram. Customers can tap to view products and complete payments without ever leaving their chat or feed.
3. Cross‑Border Payroll: Its third core product allows businsses to hire global contractors or employees and pay them in stablecoins. It automatically handles KYC/KYB, on‑chain KYT, and AML checks in the background.

Thus, it aims to provide end-to-end solution for the last-mile of enterprise stablecoin adoption.
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A Stablecoin-Powered Economy
AllScale is structured as a Delaware‑incorporated C‑corp (for U.S. legal and fundraising purposes) but its operational headquarters and core team are based in Hong Kong. The startup does feels like PayPal circa 2003, except it works everywhere, instantly, without the 3-5% haircut.
But AllScale’s founding team – drawing talent from Kraken, Block, and TikTok – brings both technical depth and go-to-market experience.
More importantly, their choice to focus on SMBs instead of consumers reflects strategic discipline. Businesses tolerate more friction if the value is clear and once onboarded, they’re sticky.
If AllScale executes, they won’t just be another payments company. They could fundamentally reshape the economics of global micro-entrepreneurship.
It would be monumental to see a local farmer in very remote part of the world paying for their utilities and purchasing agricultural essentials and gettting paid in stables for their farm produce without going through humongous hassle and fee of conventional banking. Some even…
— Ninja (@Ninja_Ikigai) July 21, 2025
For merchants, the instant payment settlements in Stablecoins would save them from the drudgery of long waiting days and intermediaries raking in charges. And for customers, this could open the all new way to shop and pay instantly.
This can further boost the stablecoin adoption as the regulator clarity is accelerating. The US Senate has recently passed the GENIUS bill with the Clarity and Market Structure Bill in line.
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