Cash App, the popular mobile payments platform from Block, has unveiled a sweeping overhaul of its Bitcoin fee structure and withdrawal policies.
Aimed at making Bitcoin more practical for everyday use, Jack Dorsey-backed app has now slashed its Bitcoin payment fees to zero percent for certain purchases.
The company said the new pricing is set to reduce friction and support a broader shift toward using Bitcoin as money.
— jack (@jack) February 10, 2026
Cash App Changes its Bitcoin Fee Structure
Before this change, users buying Bitcoin on Cash App paid transaction fees that varied by purchase size. This was often a combination of a service fee and a spread built into the trade price.
Independent data from last year showed that Cash App’s trading fees could range from around 3% on very small transactions and 2.25% for purchases up to $100.
Mid-sized buys would cost the user around 1.5–1.75% and it was 0.75 -1% on larger transactions of several thousand dollars.
This tiered model meant that smaller Bitcoin buyers paid proportionally higher costs, while larger buys enjoyed somewhat lower fees. However, there were still charges on nearly every transaction, whether you were buying or selling.
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What’s New Fees Structure
Under the updated policy rolled out last week, the app will charge no fees or spreads on Bitcoin purchases over $2,000.
It will levy zero fees on recurring Bitcoin buys too which are automated recurring purchases. They will be fee-free going forward, encouraging long-term investing and dollar-cost averaging.
It is levying higher Bitcoin withdrawal limits for eligible customers and have increased withdrawal caps by five-fold. This will be giving users more flexibility to move their Bitcoin off the platform.
Cash App has also expanded funding options for larger purchases to make big Bitcoin buys smoother.
Cash App said clearer pricing will accompany these changes, giving customers more transparency about how much they’re paying.
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Why It Matters
Cash App, part of Block, Inc., already commands significant Bitcoin scale on its platform. It is one of the largest consumer-facing Bitcoin on-ramps in the US. Block has disclosed that more than 24 million customers have purchased Bitcoin through Cash App, with a growing share of on-platform BTC transfers routed via the Lightning Network.
The new fee cuts represent one of Cash App’s most ambitious attempts yet to lower costs for Bitcoin users. By removing fees on larger and recurring purchases, the platform can also push toward broader adoption among both everyday users and serious Bitcoin holders.
Cash App says the updates are part of a larger strategy to integrate Bitcoin into everyday financial life. These changes could make Cash App one of the most cost-effective mainstream platforms for Bitcoin buying and withdrawal.
Sneha Agrawal 
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