11 Best Cryptocurrencies To Stake For Highest APY In 2025

Updated June 21, 2025
Written by Martin Nganga
4 Altcoins To Stake Without Hesitation As Bitcoin Goes Burst

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Crypto staking fosters passive income while contributing to the security and decentralization of blockchain projects. In crypto staking, users temporarily lock their crypto assets to earn rewards. And these rewards are in the form of additional coins or tokens. The staking period, amount, and methodology vary as per the chosen projects and blockchains. Once an asset is staked, it becomes inaccessible for the specified duration. 

Staking is gaining popularity due to its promise of passive income with crypto, which contribute to one’s crypto holdings and its growth. Staking is a unique avenue for investors. For example, by staking Ethereum, one may actively support the Proof-of-Stake (PoS) blockchain operations and gain staking rewards in return. 

This article focuses on the top coins that provide the highest APY crypto staking for investors and more briefs on various aspects of crypto staking.

Why Trust Our List of Coins for High APY Crypto Staking?

Here are the top reasons why our list is more reliable and worthy of your trust:

  1. Thorough Research: We have thoroughly researched the top top cryptocurrencies for staking before adding any to our list. We dived into each project’s fundamentals, including their technology, staking mechanisms, community support, etc.
  2. High APY: We have prioritized cryptocurrencies with the highest Annual Percentage Yield (APY) in our list. This is to ensure that investors can maximize their staking rewards and generate a higher passive income.
  3. Verified Platforms: We recommend staking platforms that are reputable, secure, and user-friendly. This helps ensure a seamless staking experience for global investors.

Diverse Options: Our list includes a diverse range of cryptocurrencies across different blockchain networks. It offers a wide range of options to choose from based on user preferences and risk tolerance levels.

Cryptocurrencies With the Highest APY Crypto Staking

  • $OSMO:Driving Decentralized Finance Innovations with Community-Led Governance

  • $BGB:Advancing Blockchain Security via Sustainable Proof-of-Stake Mechanisms

  • $ATOM:Architecting Interoperable Blockchain Solutions for a Connected Future

  • $ETH:Pioneering Smart Contract Technology for Decentralized Applications

  • $MATIC:Providing High Throughput and Low-Cost Transactions for DApps

  • $BNB:Empowering Global Crypto Finance with a Versatile Utility Token

  • $SOL:Enhancing DeFi Accessibility through Scalable Staking Solutions

  • $ADA:Combining Advanced Proof-of-Stake Technology with Scientific Research in Blockchain

  • $NEAR:Streamlining Decentralized Applications with Efficient Staking Protocols

  • $EGLD:Integrating Blockchain with Metaverse via High-Capacity Staking

  • $XTZ:Leading Innovation in Upgradable Blockchain Systems with On-Chain Governance

Top cryptocurrency staking platforms

The prime platforms to leverage for crypto staking involve OKX, Etoro, Stormgain, and Binance. However, there are several platforms to choose from for crypto staking based on their preferences. These top crypto-staking platforms help users seamlessly begin their crypto-staking and investing journey by leveraging the platforms’ unique and essential infrastructure.

Osmosis (OSMO)

Driving Decentralized Finance Innovations with Community-Led Governance

Osmosis is an automated market-making (AMM) protocol built on the Cosmos SDK. It empowers developers to build and deploy custom AMMs. It employs a governance mechanism to allow liquidity providers to participate in their pools’ decision-making. It also offers extreme flexibility to the stakeholders in terms of curves, fees, and other parameters. There are various aspects to staking Osmosis, including lending, custodial providers, using decentralized lending platforms to run validators, and providing liquidity to various exchanges.

Osmosis can be staked on Atomic Wallet, Ledger, Binance, Trust Wallet, and other exchanges and platforms.

Key data for $OSMO APY:

  • APY Rate: 22 – 25%
  • Inflation Rate: 6%
  • Real APY: 11%
bitget

Bitget (BGB)

Advancing Blockchain Security via Sustainable Proof-of-Stake Mechanisms

Bitget staking comes with multiple benefits such as bringing together top proof of stake (PoS) networks. It is a renowned name in crypto staking that offers high security. To maximize your staking strategies, quick and adaptable redemption options are offered. Staked assets enable investors to profit without having to manage their own validator node by being directly locked into PoS networks.

If you are interested in staking Bitget, use their platform for much smoother process.

Key data for $BGB APY:

  • APY Rate: 4% to 22%
  • Inflation Rate: Nil
  • Real APY: 4% to 22%
atom

Cosmos (ATOM)

Architecting Interoperable Blockchain Solutions for a Connected Future

Cosmos operates on a proof-of-stake consensus mechanism, rewarding the stakers with its native token – ATOM. This cryptocurrency is significant due to the transaction validation that it offers via staking. It helps open various avenues for users to earn rewards by staking ATOM tokens to support blockchain validation. Cosmos offers one of the highest APY crypto staking, providing diverse staking options, including centralized exchanges, delegating to validators, and running self-validators.

The ATOM token can be staked with Keplr, Leap, Cosmostation, Binance, Kraken, and Coinbase for higher staking rewards.

Key data for $ATOM APY:

  • APY Rate: 9 – 22%
  • Inflation Rate: 7%
  • Real APY: 4 – 8%

Ethereum (ETH)

Pioneering Smart Contract Technology for Decentralized Applications

Ethereum is the second-largest cryptocurrency. It revolutionized the network via Ethereum 2.0, transitioning from PoW to PoS. Validators stake a minimum of 32 ETH to participate in securing the network. This stake enables the validator software and offers various validator responsibilities like data storage, transaction processing, and contributing new blocks to the blockchain. Staking Ethereum is flexible, as it can be done via exchanges, staking pools, or running nodes.

From Binance to Coinbase, Ledger, and more, various platforms allow you to stake ETH and win rewards from that.

Key data for $ETH APY:

  • APY Rate: 6 – 12%
  • Inflation Rate: 0.04%
  • Real APY: 4%

Polygon (MATIC)

Providing High Throughput and Low-Cost Transactions for DApps

Polygon has positioned itself as a blockchain technology platform that fosters connectivity and scalability among blockchain networks. Its native cryptocurrency, MATIC, powers it. Staking MATIC can be done by staking through a crypto exchange and delegating tokens to a public validator. It also offers liquid staking that allows stakers to earn rewards while maintaining their funds’ access. Furthermore, if the stakers have the necessary resources, they may rent a cloud server and run their validator node.

Polygon MATIC can be staked on Coinbase, Kraken, Atomic Wallet, Binance, etc.

Key data for $MATIC APY:

  • APY Rate: 4.2 – 6.3%
  • Inflation Rate: 2.26%
  • Real APY: 2 – 4%
BINANCE

Binance Coin (BNB)

Empowering Global Crypto Finance with a Versatile Utility Token

The Binance crypto exchange created Binance Coin (BNB). It boasts a market cap of $36 Billion with one of the highest APY in crypto staking. By staking BNB, the staker temporarily permits the exchange to use their tokens to support the Binance blockchain network and make it resilient. Users get to participate in transaction verification and decentralized governance while earning rewards as an incentive for their commitment.

For BNB staking, you may hop on to Binance and Trust Wallet, among other prominent platforms.

Key data for $BNB APY:

  • APY Rate: 3.5 – 11%
  • Inflation Rate: 5.33%
  • Real APY: 8%

Solana (SOL)

Enhancing DeFi Accessibility through Scalable Staking Solutions

Solana

Solana is an ecosystem built for decentralized and highly scalable applications. It rewards token holders with one of the highest staking rewards for staking SOL tokens. Through delegating by staking SOL, the stakers increase the validators’ voting weight without losing ownership/ control of their holding. Validators then leverage the stake delegations to help the network achieve consensus through PoS. Staking SOL thus helps enhance the network’s resilience and the staker’s rewards.

Some of the best platforms to stake SOL include Kraken, Phantom, Ledger, Coinbase, Binance, Atomic Wallet, etc.

Key data for $SOL APY:

  • APY Rate: 4 – 7%
  • Inflation Rate: 6.46%
  • Real APY: 5.55%

 

 

Cardano-(ADA)

Cardano (ADA)

Combining Advanced Proof-of-Stake Technology with Scientific Research in Blockchain

Cardano is a decentralized blockchain that uses a PoS consensus mechanism. It positions ADA as its native coin and one of the best crypto for staking. It rewards the users for participating in staking pools and performing network validation actions. Cardano assures one of the highest APY crypto staking while emphasizing the blockchain’s efficiency and smart contract capabilities.

The best platforms for staking SOL include Binance, Coinbase, Kraken, etc.

Key data for $ADA APY:

  • APY Rate: 3 – 6%
  • Inflation Rate: 2.48%
  • Real APY: 5.10%
NEAR-Protocol-(NEAR)

NEAR Protocol (NEAR)

Streamlining Decentralized Applications with Efficient Staking Protocols

NEAR is a blockchain platform focusing primarily on decentralized applications (dApps). It prioritizes scalability, usability, and cost-efficiency. When you stake NEAR tokens, you delegate them to validators on the network. And this is leveraged for contributing to validating transactions and securing the network. With this strategic move, the stakers earn staking rewards while actively engaging in the NEAR ecosystem’s governance and security.

Staking NEAR is enabled on Coinbase, Ledger, Binance, etc.

Key data for $NEAR APY:

  • APY Rate: 8 – 11%
  • Inflation Rate: 4.82%
  • Real APY: 9%
MultiversX-(EGLD)

MultiversX (EGLD)

Integrating Blockchain with Metaverse via High-Capacity Staking

MultiversX was formerly known as Elrond. It is a blockchain platform that fosters the development of the metaverse side of the Web3 space. It employs a technique called sharding technology to offer simultaneous scalability across states, networks, and transactions. The native token of MutiverseX is EGLD, which plays a multifaceted role in trading, staking, delegating, paying transaction fees, and governance participation. Thus, staking in MultiversX is a strategic move to participate in the growth of the platform.

Ledger, Atomic Wallet, Bitcompare, and Kraken are among the top platforms where you can stake EGLD.

Key data for $EGLD APY:

  • APY Rate: 15 – 19%
  • Inflation Rate: 5.6%
  • Real APY: 5.5%
Tezos

Tezos (XTZ)

Leading Innovation in Upgradable Blockchain Systems with On-Chain Governance

Tezos is a decentralized blockchain for smart contracts. It introduces a unique self-amending mechanism that enables the network to self-upgrade without requiring hard forks. Staking the native token, XTZ delegates the tokens to a baker (validator) through supported wallets or delegation services. Delegators then get to participate in the PoS consensus of the Tezos network while earning staking rewards. 

The top platforms to stake XTZ include Binance, Kraken, Coinbase, etc.

Key data for $XTZ APY:

  • APY Rate: 4.6 – 9.2%
  • Inflation Rate: 4.1%
  • Real APY: 4 – 7%

APR vs. APY

APR is also known as annual percentage rate. It is a measure of the interest rate you earn on an investment within a year. It’s often used for simple interest calculations, such as simple interest on loans or savings accounts.

In contrast, APY stands for annual percentage yield. It takes into account the effect of compound interest on your investment over a year. Compound interest is the interest earned on both the initial principal and the accumulated interest from previous periods. APY reflects a more accurate measure of the annualized rate of return on an investment.

Calculating Cryptocurrency APY

As in traditional finances, APY in cryptocurrency refers to the Annual Percentage Yield. It signifies the expected return for any investment choice based on the compound interest formula and not the simple interest rate.

APY is an important factor in the life and journey of a staker/ investor. While calculating APY, we take into account various factors, including:

  • Staked amount
  • Duration
  • Current market prices

Moreover, the global economy also has its own impact on APY. And as is the case with all financial assets, APY of cryptocurrencies should also be adjusted in accordance with inflation. By adjusting inflation, one can get to know the exact yield a crypto token has generated in a year. 

APY is thus the daily yield over a year for an asset. It is calculated using the formula:

APY = (1 + daily return rate)^(365) – 1.

APY = P(1 + r)^t, where 

  • P- Principal investment
  • r – Annual interest rate
  • T – Time horizon
Tezos-(XTZ)

Tezos (XTZ)

  • APY Rate: 4.6 – 9.2%
  • Inflation Rate: 4.1%
  • Real APY: 4 – 7%

Tezos is a decentralized blockchain for smart contracts. It introduces a unique self-amending mechanism that enables the network to self-upgrade without requiring hard forks. Staking the native token, XTZ delegates the tokens to a baker (validator) through supported wallets or delegation services. Delegators then get to participate in the PoS consensus of the Tezos network while earning staking rewards. 

The top platforms to stake XTZ include Binance, Kraken, Coinbase, etc.

How Does Crypto Staking Work?

In crypto staking, the stakers deposit their digital assets into a dedicated account or blockchain network to actively participate in transaction validation. This allows them to earn significant rewards in return. 

How it works

To begin with staking, one needs to hold a specific quantity of the selected cryptocurrency as required by the network and may also have to use the specified dedicated wallet. The staking process varies as per the cryptocurrencies. Still, it is primarily linked to the network’s consensus mechanism, like PoS or DPoS. 

As a reward for the contributions, the stakers receive additional tokens. This amount varies based on the specific blockchain and cryptocurrency. 

Exchanges have simplified the staking process by crowdsourcing the funds and resources. They are perfect for beginners who do not want to deal with setting up a node and maintaining it as required by most networks. 

Benefits of Crypto Staking

Here are the key benefits that come with staking cryptocurrencies:

  • Crypto staking enables investors to earn rewards from their existing cryptocurrency holdings without actively trading.
  • Crypto staking offers more stable and predictable returns compared to other forms of crypto investments and incomes. This ensures a steady source of secondary income for the investors.
  • Many crypto staking platforms allow earnings to compound. This helps increase the returns over time as the investors continuously stake their rewards.

Risks of Crypto Staking

Here are the risks that one must be aware of while starting crypto staking:

  • Some blockchains slash the penalties for stakers who violate the protocol’s rules. This results in loss of staked assets.
  • Staking involves locking up assets for a certain period. This often restricts the investor’s ability to sell their crypto during market downturns.
  • The value of staked cryptocurrency may decline, particularly if invested in less reputable projects. This may lead to significant losses for the stakers.

How to Pick a Coin to Stake?

Selecting the best crypto for staking is challenging. Low liquidity may lead to volatility waves, making the staking returns meaningless. 

Here are the factors to consider while choosing the best coins to stake:

  • Delve into the Crypto: While considering crypto staking and choosing a coin, it is essential to dive deeper into its project and identify its unique goals, strategies, and potential.
  • Evaluate Profit/Loss: Assess and analyze the coin’s APY and understand if it is among the highest APY crypto staking options to get an approximate idea of the potential earnings it may offer. This also involves understanding the inherent risks for an estimated idea of loss it may incur in adverse scenarios.
  • Assess Potential: Take into consideration not just the short-term gains but also look for the coins that have solid use cases, innovative technology, and long-term growth potentials.
  • Understand Staking Process and Needs: Different cryptocurrencies, blockchains, and platforms have varying staking protocols and methodologies. It is essential to understand the intricacies of the process for the chosen coin.
  • Consider Liquidity: Staked coins are often locked, and further usage is prohibited for the staker for the set duration. Thus, it is essential to understand well and consider your liquidity needs before you actually delve into staking.
  • Prioritize Security: The Crypto and Blockchain realm is highly volatile, and security is an essential aspect of it. It is thus recommended to choose a reliable and secure platform and coin with highest staking rewards.

Where to Stake Crypto?

Here are the ways to help you begin with crypto staking:

  • Directly on Blockchains: Some cryptocurrencies can be staked directly through their native wallets. This includes Ethereum, Tezos, Cosmos, Solana, Cardano, etc.
  • Staking Pools: Another option is joining a staking pool. It is suitable for those who don’t have sufficient holdings to stake independently. It can also be chosen by the ones who do not prefer managing a validator node.

Cryptocurrency Exchanges: Many exchanges also offer crypto staking services. This enables the users to stake their crypto with the exchange and earn rewards. Popular platforms include Coinbase, Kraken, Binance, Gemini, Crypto.com, etc.

Validators vs. Delegators in Crypto Staking

A validator is a node operator who participates in staking by running a validator node. This entity may accept delegations from other users to increase their stake. On the other hand, a delegator is a token holder who wants to participate in staking but chooses to trust an existing validating node through delegation. These people do not run their own node, validators do that on their behalf.

Frequently Asked Questions

1. What is a staking pool?

Staking pools are pools of funds where stakers stake and lock their crypto. The pool as a whole then earns rewards by getting leveraged for PoS blockchain validations, and that is distributed among the stakers based on their contributions to the pool.

2. Which platform is the best for staking crypto?

For staking crypto, there are multiple platforms and exchanges to choose from, including OKX, Etoro, Stormgain, Binance, etc.

3. Is staking on exchange safe?

Crypto staking comes with certain risks, irrespective of the exchange of platform, rising from liquidity considerations, project’s use case, etc. Thus, it is essential to analyze all the potential risks and safety considerations while choosing any exchange/ platform for crypto staking.

4. Is staking worth it?

Crypto staking is certainly worth it due to the significant rewards and yields it offers the stakers. However, investment choice plays a key role in whether the investment decision will be profitable or riskier. Thus, it is essential to do thorough research and consider all the options and aspects well while staking.

5. How profitable is crypto staking?

The answer to this question depends on several factors. The chosen crypto asset, the platform, and the potential determine how profitable it may turn out. However, a regular passive income is fixed for the investors.

About Author
About Author
Martin Nganga is a seasoned crypto writer and blockchain enthusiast with a passion for simplifying complex concepts in the ever-evolving world of cryptocurrencies. With years of experience in the fintech and blockchain industries, Martin brings a unique perspective to his writing, combining his technical knowledge with a knack for breaking down intricate topics into digestible insights for both newcomers and seasoned crypto veterans.You can reach me out here : [email protected]
Disclaimer: The presented content may include the personal opinion of the author and is subject to market condition. Do your market research before investing in cryptocurrencies. The author or the publication does not hold any responsibility for your personal financial loss.