|
|
Coinbase
|
4.1 /5
★★★★☆
|
First-time buyers |
7.0 /10
Cold storage, 2FA, public company
|
$6.00
Advanced Trade (0.60% taker)
|
0.40% / 0.60% (Source) |
$1–$2 |
Network fees (varies) |
400+ (Source) |
Yes, available in 50 US states |
NY BitLicense; MTLs (Source) |
ACH — free · Wire/Card — $10 · Crypto — network fee (Source) |
|
|
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Crypto.com
|
4.1 /5
★★★★☆
|
Card-funded purchases + broad ecosystem |
8.5 /10
Insured cold storage, ISO 22301:2019 ( Source)
|
$5.00
Level 1, without CRO (0.500% taker)
|
0.250% / 0.500% (Source) |
$1 (Source) |
0.0002 BTC (<0.002 BTC) · 0.0004 BTC (≥0.002 BTC) (Source) |
400+ |
Yes, except NY |
DCO; DCM; MSB; MTL (Source) |
ACH — free · SEPA (EU) — free · Crypto — free |
|
|
|
Bitstamp
by Robinhood
|
4.1 /5
★★★★☆
|
Long-term exchange users |
8.0 /10
Custodial; 2015 hot-wallet hack (19k BTC); no recent incidents
|
$4.00
Order book, <$10K volume (0.40% taker)
|
0.30% / 0.40% (Source) |
10 EUR/GBP/USD/USDC/USDT (fiat pairs) · 0.0002 BTC / 0.002 ETH (crypto pairs) (Source) |
Varies |
110 (Source) |
Yes, no staking for NY, TX |
MTL; MSB |
SEPA — free (deposits) · ACH — free · Faster Payments — free (deposits) · Int'l wire — 0.05% (Source) |
|
|
|
Kraken
|
4.0 /5
★★★★☆
|
Active US traders |
7.0 /10
Cold storage, 2FA, Proof of Reserve
|
$8.00
Pro/Advanced (0.80% taker)
|
0.40% / 0.80% (Source) |
$1 (Source) |
0.000015 BTC (Source) |
600+ (Source) |
Yes, except NY, ME |
CASP; MSB (FinCEN) |
ACH — free · Debit card — $0.25 + 3.75% (US only) · SEPA — free (Source) |
|
|
|
OKX (US)
|
4.0 /5
★★★★☆
|
US OKX traders and traders seeking a Binance.US alternative |
8.5 /10
Proof of reserves; has faced prior security incidents including a vendor leak ( Source)
|
$3.50
Regular tier (0.350% taker)
|
0.200% / 0.350% (Source) |
Varies by asset |
0.0002 BTC (Source) |
350+ (Source) |
Yes, available in 46 states |
MSB (FinCEN) (Source) |
ACH — free · Wire — bank-dependent · Debit card — 3–5% (processor fee) · Crypto — free |
|
|
|
Binance
Global
|
3.9 /5
★★★★☆
|
Global traders |
8.0 /10
Publishes Proof of Reserves; 2023 DOJ/FinCEN $4.3B settlement
|
$1.00
Regular user, w/o BNB (0.100% taker)
|
0.100% / 0.100% (Source) |
Varies |
0.0002 BTC (Bitcoin mainnet) (Source) |
500+ |
No, not available to US residents |
FSRA; AFSA; VARA |
ACH — free · Card — varies by currency · Crypto — free (network fee applies) |
|
|
|
BTCC
|
3.9 /5
★★★★☆
|
Futures and leveraged-focused traders |
8.0 /10
Publishes monthly Proof of Reserves
|
$3.00
Flat across all VIP levels (0.3% taker)
|
0.20% / 0.30% (Source) |
$10 (Source) |
Varies · 0.0001 BTC (BTC network) (Source) |
400+ |
Yes, but no detailed state-by-state list |
FinCEN; FINTRAC (Source) |
Card / Bank transfer — third-party cost applies · Crypto — network fee |
|
|
|
Gemini
|
3.8 /5
★★★★☆
|
Compliance-focused users |
9.0 /10
Security controls and custody infrastructure
|
$12.00
ActiveTrader (1.200% taker)
|
0.600% / 1.200% (Source) |
Crypto-specific · BTC: 0.00001 BTC (Source) |
Dynamic (Source) |
80+ (Source) |
Yes, available in all 50 states |
NYTL; MTL (Source) |
ACH — free · Wire — free in / $25 out · Debit card — 3.49% (Source) |
|
|
|
Binance.US
|
3.8 /5
★★★★☆
|
US spot traders |
7.0 /10
Omnibus custody, 1:1 reserve claim; 2023 SEC suit, dismissed 2025
|
$0.19
Tier I / VIP 1 (0.0190% taker)
|
0.0000% / 0.0190% (Source) |
$1 |
Varies by asset (e.g. as low as 0.00000027) |
190+ (Source) |
Yes, except NY, TX, WA +13 more |
MTL; CTL |
ACH — free · Wire transfer — free for deposits · Crypto — network fee applies |
|
|
|
Bitget
|
3.7 /5
★★★★☆
|
Global altcoin traders |
8.5 /10
Apr 2025 $100M bot exploit; publishes PoR; $300M protection fund ( Source)
|
$1.00
VIP 0, w/o BGB (0.1% taker)
|
0.1% / 0.1% (Source) |
Varies |
Unverified |
800+ (Source) |
No, not available to US residents |
DASP; FSPR; VASP (varies by country) |
Crypto — free · P2P — no platform fee |
|
|
|
eToro
|
3.6 /5
★★★★☆
|
Multi-asset users |
7.0 /10
Custodial + self-custody wallets; no Proof of Reserves published
|
$10.00
Flat crypto fee (1%)
|
1% flat (Source) |
$10 (Source) |
2% platform fee (Source) |
150+ (Source) |
Yes, except NV, HI |
MSB; MTL (Source) |
Bank transfer/Card/E-wallet — free for USD deposits (US users) · Non-USD — 0.5–1.4% FX fee (Source) |
|
|
|
Bybit
|
3.5 /5
★★★★☆
|
Global derivatives trader |
6.5 /10
Feb 2025 hack, $1.46B stolen; Bybit covered all losses
|
$1.00
VIP 0 (0.1000% taker)
|
0.1000% / 0.1000% (Source) |
1 USDT (Source) |
Unverified |
500+ |
No, not available to US residents |
VARA; CASP; MiCA |
P2P — no platform fee · SEPA/Cards — fees apply · Crypto — free |
|
|
|
Uphold
|
3.4 /5
★★★☆☆
|
Asset-to-asset conversion |
6.5 /10
Real-time Proof of Reserves; no exchange hack; 2022 vendor email leak
|
$18.00–$19.50
BTC/ETH buy spread (1.8%–1.95%)
|
BTC/ETH 1.8–1.95% · Altcoins 2.55–3.10% |
Varies · $10 (certain promotions) (Source) |
0.00004 BTC (Source) |
250+ (Source) |
Yes, except NY |
MSB; MTL |
Debit/Credit/Apple/Google Pay — 3.99% · PayPal — 2.5% (USD only) (Source) |
|
|
|
Zoomex
|
3.4 /5
★★★☆☆
|
Derivatives and no-KYC trading |
7.5 /10
Custodial, claims cold storage; no public Proof of Reserves dashboard
|
$1.00
Flat rate, no tiers (0.1% taker)
|
0.1% / 0.1% (Source) |
Varies · 0.001 BTC (Source) |
0.0004 BTC (Source) |
590+ (Source) |
No, not available to US residents |
MSB; US NFA; AUSTRAC |
Crypto deposit — free (network fees apply) · Alchemy Pay — processing fee applies |
|
|
|
BYDFi
|
3.2 /5
★★★☆☆
|
Active derivatives traders |
7.5 /10
Custodial, 1:1+ claim; 800 BTC protection fund
|
$1.00
Flat rate, no tiers (0.1% taker)
|
0.1% / 0.1% (Source) |
10 USDT (Source) |
0.0001 BTC (BTC network) (Source) |
500+ |
No, not available to US residents |
MSB |
Wire/Card/E-wallet — fees apply · Crypto — network fee applies |
|