Will Altcoins Outperform BTC in 2026? Revisiting the 2020 Playbook as Digitap ($TAP) Gains Attention

Bitcoin (BTC) dropped twice below $85,000 by the halfway point of the month, signaling weak momentum in December. Analysts also predict bearish momentum for BTC in 2026, with it potentially falling below $70,000.

Bitcoin Price Prediction for 2026 Indicates a Bearish Phase

On December 19, Bitcoin dipped below $85,000 but bounced back to $90,000, posting a 0.63% weekly gain within 3 days. This has sparked hopes of a trend reversal among BTC investors, who are tired of the ongoing downtrend.

However, crypto analyst Benjamin Cowen has bearish insights on BTC’s future in 2026. The analyst says BTC could drop to the 200-week SMA in 2026, confirming the bearish momentum, as its chart formed a macro lower high at the 200-day SMA. 

In addition, Cowen estimates BTC will fall to $60,000 to $70,000 in 2026.

While I think Bitcoin will go to the 200W SMA ($60k-$70k) in 2026, there is a high probability it will have a bounce back to the 200D SMA before going that low.

All prior cycle bear markets were confirmed by a macro lower high at the 200D SMA. pic.twitter.com/1S477LVLhf

— Benjamin Cowen (@intocryptoverse) November 17, 2025

Amid the broader market downturn, the question has arisen about whether top altcoins like $TAP outperform BTC in 2026. Reports show that $TAP is experiencing fast sellouts in its presale each week, despite the overall market downturn.

Digitap ($TAP) has attracted investors with its omnibank mobile app, available on both the Google Play Store and the Apple App Store.

Financial Inclusion With Digitap: Mobile-First Crypto Banking Platform

Despite recent poor performance in the crypto market, Digitap’s ongoing presale event has amazed everyone by raising over $2.83 million in just over a month. This craze is not just hype but backed by real development progress.

Digitap has already released its omnibank mobile app for Android and iOS devices. Users can download and test its features, such as instant settlements, cross-border transactions, and crypto-fiat swaps, within a single interface.

With its Visa integration, users can now spend globally using its Visa card in physical and online stores. Digitap issues physical cards to users after KYC to prevent fraudulent activity.

However, access to wallets and other services is available with a simple sign-up; no KYC required. Moreover, Digitap’s mission is to provide accessible banking to over 1.4 billion unbanked people through a mobile-friendly platform, bringing banking to users’ fingertips.

It also resolves issues of high remittance fees of around 6% global average by keeping its fee under 1%. With such low fees, freelancers can take advantage by accepting payments via Digitap.

Employers won’t hesitate to pay internationally with these low fees, and freelancers can receive crypto or cash for completed gigs. They can cash out or spend it using Digitap’s cards anywhere Visa is accepted.

Why $TAP is Gaining Tractions: Holiday Rewards Go Live

Currently, $TAP is in Round 3 of its presale, priced at $0.0383 per token. 

It is set to move to $0.0399 in the next stage and will list at $0.14 on different DEXs, representing a 73.5% discount from the listing price.

In addition, Digitap has launched its “12 Days of Christmas” event for this festive season, offering new investors bonus tokens and other prizes, including a free PRO account. The event will run for 12 days and drop new offers every 12 hours, twice per 24 hours.

This ongoing early sale has already sold over 155 million tokens. With planned listing in tier-1 CEXs like Coinbase and Binance, it could return over 100x in 2026.

Moreover, investors can grab over $300k in bonuses and prizes before the Christmas event ends.

OVER $300K IN BONUSES, PRIZES, GIVEAWAYS. DIGITAP CHRISTMAS SALE IS LIVE

Conclusion: Edge Market Downside with $TAP

While top analysts like Cowen predict BTC to fall below $70,000, altcoins like $TAP are taking the opposite route. Digitap’s ambition to solve unbanking issues with its no-KYC, instant-setup omnibank wallet has won the hearts of investors.

The fact that over 120,000 people have connected their wallets and participated in Digitap’s ongoing stage has made it the talk of Crypto Twitter. Its live app, Visa cards, and cross-border payments with the lowest fees all set it apart from competitors.

To learn more about Digitap, please visit:

• Presale https://presale.digitap.app
• Website: https://digitap.app
• Social: https://linktr.ee/digitap.app
• Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway