How Big Could $10,000 in XRP Grow if Price Reaches $15

XRP price has regained momentum in 2025 following major regulatory and a native stablecoin launch. Here’s how far $10,000 worth of XRP could reach by Citi Group’s recent prediction materialises.

Ripple (XRP) holds $2.20 support despite weekend recess

Ripple (XRP) posted resilient price action over the weekend despite thinning market volumes. XRP maintained its crucial $2.20 support level, closing Sunday near $2.25 with a 2.3% daily gain.

According to Coingecko data as of Sunday April 26, XRP’s 24-hour trading trended within tight range between $2.17 and $2.25, reflecting active buying support.

More so, XRP trading volume came in at $3.1 billion, signaling continued institutional and retail interest even during a low-liquidity weekend. XRP’s 7-day performance shows a 9.3% gain, while the monthly chart reflects a 3.0% increase.

Notably, XRP has outperformed Bitcoin and Ethereum on several short-term timeframes.

Over the past year, XRP is up an impressive 332.7%, following favorable court rulings and major product rollouts, including the RLUSD stablecoin launched.

The current price trend suggests that XRP has established a steady support above $2.20, as bulls pine for potential continuation toward higher tops in Q2 2025.

Citigroup’s $1.6 Trillion Stablecoin Prediction Positions XRP to Reach $15 by 2030

Citigroup released a landmark report last week forecasting that the global stablecoin market could expand to $1.6 trillion by 2030.

This forecast arrives as stablecoin legislation gains momentum in the U.S., with the Genius Act under review in Congress aiming to establish a clear regulatory framework for dollar-backed digital assets.

Ripple’s strategic launch of RLUSD, its native U.S. dollar stablecoin, positions the company to capitalize on this projected growth. RLUSD directly integrates into Ripple’s payment corridors and liquidity hubs, offering seamless stable-value settlement.

If stablecoins dominate future cross-border payments, as Citigroup expects, XRP’s surrounding ecosystem will see significant network effects.

Government adoption of blockchain falls into two categories: enabling new financial instruments and system modernization. Stablecoins are now major holders of US Treasuries, starting to influence global financial flows. Their growing adoption reflects sustained demand for US dollar-denominated assets. Systems are upgraded by integrating shared ledgers to enhance data synchronization, transparency and efficiency.

Artem Korenyuk, Digital Assets – Client, Citi

The political leaning under Trump has further improved U.S. regulatory stance on digital assets. Increased adoption of RLUSD in global payments may amplify transaction volumes on RippleNet, ultimately driving XRP’s price toward $15 well before the 2030 mark.

Three factors could propel XRP price growth over the next five years:

• Institutional Stablecoin Adoption: Ripple’s RLUSD could capture a significant share of future cross-border settlement flows.

• Favorable U.S. Crypto Regulation: Regulatory clarity will enable banks, payment providers, and corporations to integrate XRP without fear of enforcement actions.

• Ripple expanding Partnerships: Ripple’s ongoing expansion into global payments and international settlements could also boost network transactions and increase organic demand for XRP.

XRP Price Prediction 2040: Here’s How Much $10,000 in XRP Could Grow if It Reaches $15

If XRP reaches $15, the value of a $10,000 investment today would grow substantially. At the current price of $2.25, $10,000 would buy approximately 4,444 XRP tokens. If each token appreciates to $15 by 2040, the total value would be $66,660.

This projection assumes no major dilution from new token issuance and stable macroeconomic conditions supporting digital asset valuations.

Even under conservative scenarios where XRP only partially fulfills its potential, a $10,000 stake today could still outperform traditional equity and bond returns over a fifteen-year horizon.

Long-term investors should monitor Ripple’s expansion of RLUSD usage and adoption in daily payments technologies.

Each of these metrics will be critical in determining whether XRP can transition from a volatile trading asset to a major player in global digital payments by 2030.