What’s Next for BTC, ETH, XRP Price Prediction As US Banks Face $482 billion in Unrealized Losses

Explore why there is a bullish BTC, ETH, and XRP price prediction as the unrealized loses in US banks surge to $482B.
By crispus

Highlights

  • BTC, ETH, and XRP price may benefit as banks unrealized losses surge.
  • Data shows that these unrealized losses may lead to a banking crisis soon.
  • Technicals suggest that these cryptocurrencies may surge in the near term.

Bitcoin (BTC) and most altcoins may have another bullish catalyst hidden in plain sight: the US banking sector is in a crisis despite the veneer of stability. The unrealized losses are surging, a trend that may ultimately benefit alternative assets like BTC, considered as an inflation hedge or an uncorrelated asset over time. This BTC, ETH, and XRP price prediction highlights what to expect as these losses jump.

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US Banks Unrealized Losses are Soaring

The Federal Reserve and the CEOs of large U.S. banks have continually emphasized the sector’s stability. Besides, the too-big-to-fail banks like Bank of America and Wells Fargo have passed one stress test after the other. Also, some of these banks, especially JPMorgan, have boosted their CET-1 ratio, a figure that showcases their ability to withhold losses under stress.

However, beneath the veneer of stability, US banks have a big hole that may one day benefit BTC, ETH, and XRP prices. They are sitting at over $482 billion in unrealized losses, a figure that has continued to swell.

The risk is that these banks cannot sell their held-to-maturity bonds for now since that would mean that they take substantial losses, hurting their share prices. At the same time, the Fed cannot cut interest rates rapidly as Trump has demanded. Doing that would spark inflation.

Furthermore, there is a growing risk that trust in the US is eroding as the Trump trade war persists. Indeed, Japan has already sold $20 billion of its international bonds, while China has continued to scale down its US holdings. In a note, an analyst on X said:

“This massively reinforces the structural case for Bitcoin. Because Bitcoin isn’t just an “inflation hedge.” It’s becoming the collateral of last resort as trust in traditional collateral evaporates.”

XRP Price Prediction: Breaks Crucial Resistance

The daily chart reveals that the XRP price has surged, and moved above the descending trendline connecting the highest swings since January 15. Moving above that level was important because it invalidated the descending triangle pattern that has been forming.

Ripple price also jumped above the 100-day moving average, a level it has resisted in the past few weeks. Additionally, it has validated the bullish view of the inverse head-and-shoulders pattern.

Therefore, the most likely Ripple price forecast is bullish, with the initial target being the psychological point at $3. This target is about 30% above the current level, and along the shoulders section of the H&S pattern that formed earlier this year.

XRP Price chart
XRP price chart
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BTC Price Analysis: Rally to Accelerate

The chart below reveals that the BTC price has surged above $95,000. It sits much higher than the 100-day moving average and has formed a bullish flag chart pattern. This pattern has a tall flagpole and a consolidation and often leads to more gains.

The Bitcoin price has jumped above $88,827, the neckline of the double bottom at $76,800. Therefore, with US banks unrealized losses rising, there is a likelihood that it will blast above $100,000 soon.

BTC price chart
BTC price chart

ETH Price Technical Analysis

Like the XRP price forecast, there are signs that Ethereum will blast higher soon. That’s because it has jumped above the key level at $1,600, the upper side of the falling wedge pattern. This wedge is a common reversal chart pattern.

ETH price has also formed a small bullish flag pattern. Oscillators are also pointing upwards. Therefore, the two Ethereum price forecast levels to watch are the psychological point at $2,000, followed by $2,120. It will need to jump above these levels to confirm a solid breakout.

ETH price chart
ETH price chart
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Summary on Bitcoin, Ethereum, and Ripple Price Predictions

Technical analysis suggests that the of BTC, ETH, and XRP prices will experience a bullish breakout in the near term. This view is also supported by their respective fundamentals, including institutional demand and whale buying.

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Frequently Asked Questions (FAQs)

1. What is the most likely XRP price prediction?

The most likely XRP price forecast is bullish since it has just crossed an important resistance level on the daily chart.

2. How will the rising banks unrealized losses affect BTC price?

These unrealized losses mean that investors will turn to Bitcoin, which has become a solid safe haven asset lately.

3. What is the most likely ETH price prediction?

ETH price has a bullish forecast after forming a bullish flag pattern. More gains will be confirmed if it rises above $2,150.
crispus
Crispus is a seasoned Financial Analyst at CoinGape with over 12 years of experience. He focuses on Bitcoin and other altcoins, covering the intersection of news and analysis. His insights have been featured on renowned platforms such as BanklessTimes, CoinJournal, HypeIndex, SeekingAlpha, Forbes, InvestingCube, Investing.com, and MoneyTransfers.com.
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