Ethereum News

Breaking: Visa Deepens Crypto Payments Presence With Ethereum Account Abstraction

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Payments giant Visa continues to explore digital asset payments and study innovative technologies to enable frictionless crypto onboarding and digital transaction experiences. After studying Account Abstraction to enable secure automatic recurring payments for self-custodial wallets, Visa explores how gas fees can be redesigned using Account Abstraction on Ethereum.

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Visa Explores Account Abstraction On Ethereum For Crypto Payments

According to a recently published articleRethinking Digital Transactions with Account Abstraction,” Visa is studying Ethereum account abstraction and proposal ERC-4337 for digital payments.

Visa has deployed two sets of Paymaster contracts on the Ethereum Goerli testnet, showing how to redesign gas fees on the blockchain to improve user convenience. ERC-4337 makes it possible for an owner to directly own smart contract accounts. In fact, Account Abstraction and Ethereum Virtual Machine compatibility offer more advantages for end users.

ERC-4337 Transaction Flow. Source: Visa

Guy Sheffield, head of crypto at Visa, took to Twitter to share the deployment of the first paymaster smart contract on the Ethereum testnet.

Blockchain expert Cygaar noted that the Visa team created a paymaster contract that first gets the ETH exchange rate to the ERC20 token (L110) and then transfers that amount of ERC20 tokens to itself (L112). In the next experiment, a paymaster contract was set up to completely cover gas fees for user transactions.

Also Read: Do Kwon and Terraform Labs Withdraw Millions A Year After Terra-LUNA Crisis

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Ethereum Creator Vitalik Buterin On Account Abstraction

Ethereum co-founder Vitalik Buterin claimed gas fees Account Abstraction is “something we’ve always wanted” and that it has “for a long time been a dream of the Ethereum developer community.”

Vitalik Buterin recommends crypto investors using social recovery wallets and multi-signature wallets to achieve self-custody of crypto funds.

With the ERC-4337 account abstraction and upcoming smart contracts wallets like Soul Wallet, wallet security will improve. Vitalik Buterin proposes to use social recovery for hot wallets that store a small portion of a person or organization’s funds, and multisigs for cold wallets that store a person or organization’s savings.

Also Read: Binance Brings Back Zero-Fee Trading For Bitcoin, SHIB, PEPE, Other Crypto

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Varinder Singh

Varinder has over 10 years of experience and is known as a seasoned leader for his involvement in the fintech sector. With over 5 years dedicated to blockchain, crypto, and Web3 developments, he has experienced two Bitcoin halving events making him key opinion leader in the space. At CoinGape Media, Varinder leads the editorial decisions, spearheading the news team to cover latest updates, markets trends and developments within the crypto industry. The company was recognized as Best Crypto Media Company 2024 for high impact and quality reporting. Being a Master of Technology degree holder, analytics thinker, technology enthusiast, Varinder has shared his knowledge of disruptive technologies in over 5000+ news, articles, and papers.

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