What Is Regenerative Finance (Refi) and Who Is It For?

The Celo Foundation is a charity based in the United States. It has a Layer 1 blockchain platform that is open, mobile-first, carbon-neutral, and doesn’t use paper. The business uses the proof-of-stake consensus, which makes it use less energy and be better for the environment. Celo wants one billion people around the world to be able to use decentralized finance (DeFi) by 2025.

Millicent Labs is a blockchain infrastructure company based in the UK. It is backed by the government and is building the Internet of Money. The company wants to build a financial infrastructure for the future by combining traditional finance with DLT. The organization wants to improve efficiency by using less energy, cutting transaction costs, and speeding up transactions. The company competes with traditional payment processors like Visa and MasterCard by making it easier for people to get money and charging less for transactions.

Switzerland-based Toucan’s infrastructure platform turns carbon credits and other assets good for the environment into tokens on a blockchain. This makes the impact of projects that are good for the environment wider. Tokenizing carbon solves important problems in the market and helps carbon markets grow quickly past their current limits. Toucan helps support an economy that is good for the planet and is built on the open web. With Web 3 technologies like blockchain, smart contracts, cryptocurrencies, and non-fungible tokens, the company wants to build a ReFi ecosystem.

The US-based Regen Network is a public proof-of-stake blockchain development platform. It lets governments and companies with climate commitments transfer, buy, bundle, and retire tokenized carbon on the blockchain to offset their carbon emissions.

The Netherlands-based GRNGrid platform is a Layer 1 blockchain with DeFi features. Platform users can use nodes that run only on renewable energy for their transactions. The company wants to speed up blockchain technology’s use of green energy. Proof-of-Stake V2 has also been added by GRNGrid (PoS2). It is the first blockchain to have a way for everyone to agree on how to deal with whales. PoS2 offers more security, better financial stability, and freedom from centralized control.

FlexiDAO, based in Spain, helps governments and businesses use carbon-free energy by constantly tracking and certifying how much electricity they use and how much carbon is in it. Google and Microsoft are both investors and customers of the company. They are using its technology to reach their goal of having 100% carbon-free electricity 24/7 by 2030.

Austrian company Riddle&Code makes it easy to unlock the full potential of industrial machines for Web3 and helps industries build custom applications on the RDDL Network. Their My Power product makes it possible to tokenize the production and use of energy and lets consumers benefit from using green energy in a scalable, flexible, and legal way.

Tanbii, based in the US, is a Web5.0 universe that connects the real and virtual worlds to make the planet greener. They make it easy, fun, and safe for people to reduce their carbon emissions by giving them money. They help brands reduce waste and make more money at the same time. The company has made more than 30 ways for people to measure and control their carbon output.

GitCoin is an incentive layer platform for the blockchain that is open source. The company wants to build a collaborative, open-source internet that helps people get ahead financially. By giving money to projects and making learning materials available, the company is building infrastructure and a community for Web 3.

Canada-based CarbonX is a peer-to-peer trading platform for carbon that is built on blockchain. The environmental software and financial technology company aims to help lower carbon emissions worldwide by making investing easier in projects that do this. In 2019, CarbonX and Zerofootprint became one company. The Zerofootprint program identifies the carbon impact of services and products and compares it to the number of carbon offsets. This lets customers know if their choices are sustainable.

Evercity is a blockchain platform for carbon origination and green debt. The Evercity platform automates sustainable finance management, monitoring, and issuance. This makes it easier for banks, corporations, funds, and small and medium-sized businesses to get their hands on, cheaper, and more transparent. Evercity’s goal is to speed up money flow into projects and innovations needed to reach the Sustainable Development Goals set by the United Nations.

UK-based Thallo is a clean energy tech company that uses its blockchain-based marketplace to collect carbon credits. The company’s carbon offset marketplace makes it easier for high-quality carbon credits to be sold and bought.

CleanTech energy company Flowcarbon is based in the US. Its main goal is to offer custom carbon solutions to businesses and people.

CleanTech energy company Xpansiv is based in the US. Its marketplace model makes prices for environmental goods clear. The company wants to make digital assets that are subsets of commodities and can be told apart by how much of a resource they use. Its global market infrastructure platform is used to easily register, trade, manage, settle, analyze, retire, and report on a wide range of data-driven environmental commodities. The Xpansiv platform includes registries, a spot exchange, portfolio management systems, a market data business, and a marketplace.

CleanTech energy company LO3 Energy is based in the US. Its goal is to create local energy marketplaces where renewable distributed energy resources can be pooled, traded, and optimized at the community level. The most important software platform from LO3 Energy is called Pando. It helps clean energy developers and suppliers support load matching around the clock and incentivizes people to use renewable energy.

The patch is an energy CleanTech company based in the US that connects companies to vetted climate action projects in different parts of the world through different technologies. The company wants to store carbon on a scale of gigatons.

US-based Nori is a marketplace for carbon removal that lets people track, own, and show off verified carbon removal. Nori wants to stop global warming. The company is building an open-source market infrastructure to help carbon removal projects measure their activities and profit from them. Nori makes carbon markets more open by using blockchain, which records when carbon removal is sold and retired.

Topl is an environmental, social, and governance (ESG) company based in the US focused on impact and helps corporations track, tokenize, and trade positive impact. The company helps value chains change digitally and sustainably, making it possible to make money from the verified impact on the Topl Blockchain. Topl wants to support and grow an ecosystem of blockchain-powered apps that solve problems like reducing and capturing carbon emissions, giving people access to financial services, and making the supply chain more transparent.

Diginex Solutions, based in Singapore, is an impact tech company that helps businesses deal with sustainability and environmental, social, and governance (ESG) issues by using blockchain technology to clarify things and bring about change. The company helps organizations that want to be more environmentally responsible see the business benefits of ESG and make decisions based on data to reduce risk, improve resilience, and stay on top of growth opportunities. As a technology partner, the company has worked with Fortune 500 companies like Coca-Cola and Microsoft and international organizations like the United Nations.

Denmark-based hiveonline gives people in underserved communities access to credit and financial markets. The company helps small businesses by working with merchants, non-governmental organizations, and microfinance institutions. It uses a mobile app to turn the paperwork for loans and payments into digital files. It uses blockchain to make a financial reputation system based on facts. This means that credit scores are no longer needed. Hiveonline wants to help community entrepreneurs by making it easier for them to get money.

ReFi is crypto’s answer to projects that are good for the world. They are getting increasingly popular as the need to stop climate change grows. ReFi also ensures that projects bring in enough money to pay for themselves. This will ensure that governments don’t have to shoulder all responsibility for sustainability-related projects and money. In contrast to cryptocurrencies, ReFi can be used in the real world.