XRP Payments Utility Expands as Ripple Launches Treasury Platform

Ripple has introduced Ripple Treasury, a new enterprise treasury solution that brings traditional cash management and digital assets together. This expands the real-world uses of XRP-powered payment infrastructure.

Ripple Treasury Attacks Treasury Legacy Inefficiencies

Reece Merrick announced that the platform will modernize treasury operations. This will reduce inefficiencies in payments, liquidity, and digital asset settlement across the global financial market.

Merrick added that Ripple Treasury enables finance teams to use a single platform to manage both fiat and digital assets. Also, the system promotes 24/7 yield optimization, enabling idle capital to be invested continuously rather than lying dormant during traditional banking hours.

This is an extension of Ripple’s previous effort to embed blockchain-based payments into the financial infrastructure, such as its partnership with DXC Technology to scale XRP payments across international banking networks.

One of the platform’s main features is immediate cross-border settlement. According to Ripple, this will help save costs on foreign exchange and avoid the necessity to pre-fund accounts in various jurisdictions. This solves liquidity fragmentation across regions and eliminates the need for multiple banking partners.

Ripple also said that the platform’s design makes it well-suited for tokenized assets and programmable payments in the future.

GTreasury Powers The Enterprise Infrastructure

The platform runs on the GTreasury platform. GTreasury said the Ripple Treasury is the first end-to-end treasury solution that has incorporated both the enterprise treasury expertise and digital asset infrastructure.

Today, we’re proud to introduce Ripple Treasury, Powered by GTreasury: the world’s first comprehensive treasury platform combining 40 years of proven enterprise expertise with cutting-edge digital asset infrastructure.

Many finance teams are stuck managing growing complexity… pic.twitter.com/4scNUggARS

— GTreasury (@GTreasury) January 27, 2026

GTreasury added that a lot of finance departments have been limited by old systems. Thus, they are unable to cope with the rising complexity of operations using the available resources. Also, Ripple has received an EMI license approval in Luxembourg as it continues to increase its regulated presence globally. Accordingly, it can provide end-to-end payment infrastructure to EU financial institutions.

According to GTreasury, the underlying infrastructure is trusted by hundreds of other financial institutions across the world. In addition, it has been licensed in over 75 jurisdictions.