Here’s XRP Price If Ripple’s RLUSD Captures 50% of $2T Stablecoin Market

Uncover how the growth of Ripple's RLUSD will impact XRP price. If this stablecoin hits a $1 trillion market cap, how high will Ripple go?
By muthoni
Updated July 18, 2025
Here’s XRP Price If Ripple’s RLUSD Captures 50% of $2T Stablecoin Market

Highlights

  • XRP price can rally to as high as $50 if Ripple's RLUSD stablecoin attains a $1 trillion market cap.
  • According to Standard Chartered estimates, the stablecoin market will attain a $2 trillion market cap by 2028.
  • The XRP daily price chart shows the possibility of a trend reversal to bullish as Ripple eyes resistance at $2.51.

XRP price is poised for a massive uptrend if Ripple’s RLUSD stablecoin gains adoption and captures 50% of the stablecoin market by 2028. As Standard Chartered predicted, stablecoins will attain a $2 trillion market cap by 2028, suggesting that RLUSD may hit a $1 trillion market cap. This article explores the impact that this will have on the Ripple price.

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XRP Price in Focus if RLUSD Reaches $1 Trillion Market Cap

XRP price and Ripple’s RLUSD are poised for growth after multinational banking giant Standard Chartered reported that the stablecoin market cap will grow tenfold to $2 trillion within three years. The bank attributed this growth to friendly legislation in the US, like the GENIUS Stablecoin Act. It noted, 

“The volume of stablecoins outstanding is set to explode after the US passes legislation in a few months from now… We estimate this would cause total stablecoin supply to rise from $230bn today to $2tn by year-end 2028.”

Once the GENIUS Act passes, it will support the growth of US-made stablecoins like RLUSD, which currently has a market cap of $293M and accounts for 0.12% of the total stablecoin market cap of $236 billion according to data from CoinGecko

If RLUSD attains a $1 trillion market cap by 2028, the price could surge to $12.50 per another XRP forecast by Standard Chartered. At the same time, Grok3 noted that if RLUSD attains this market cap, it will amplify the role of XRP in cross-border payments. This may push the price to nearly $50. 

“If Ripple’s RLUSD attains a $1 trillion market cap by 2028, the XRP price could rise significantly due to increased ecosystem adoption and utility. XRP’s price is likely to range between $24 and $50 by 2028. This assumes RLUSD’s success amplifies XRP demand.” 

Going by these estimates, Ripple’s RLUSD stablecoin is a major catalyst for the future growth of the XRP price. 

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Short-Term XRP Forecast 

The one-day price chart shows a bullish XRP price forecast as Ripple trades within a falling wedge pattern. This is a bullish reversal pattern that will indicate that XRP is ready for a break to the upside if it flips resistance at the upper trendline. However, if Ripple breaches support at the lower trendline, it will invalidate the bullish thesis.

Meanwhile, the RSI is rising from oversold conditions and testing 50, confirming that the bearish momentum is waning. If it confirms a breakout above 50, it will indicate a momentum shift to bullish. The shrinking AO histogram bars also show waning bearish sentiment, but also need to move above the zero line to confirm that bulls are in control. 

If buyers overpower the sellers, the XRP price may break out of the upper trendline of a falling wedge pattern. If it breaches resistance at the 50% Fibonacci level of $2.51, it will drive the recovery to $3.40. 

Here’s XRP Price If Ripple’s RLUSD Captures 50% of $2T Stablecoin Market
XRP/USDT: 1-day Chart

In conclusion, the projected growth of the stablecoin market and the potential for RLUSD to scoop a massive share suggest that the XRP long-term forecast is bullish. The one-day chart also hints towards a trend reversal from bearish to bullish. 

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Frequently Asked Questions (FAQs)

1. How high will XRP price rally if RLUSD attains a $1 trillion market cap?

XRP price can rally to as high as $50 if the RLUSD stablecoin attains a $1 trillion market cap. This market cap will bolster utility for the Ripple token.

2. Will the stablecoin market reach a $2 trillion valuation by 2028?

The stablecoin market will reach a $2 trillion valuation by 2028, according to Standard Chartered. The bank noted that this growth will come from friendly stablecoin legislation.

3. What is the short-term forecast for XRP price?

The short-term XRP price forecast is $2.51. If Ripple can flip this level, it may kickstart a recovery to previous highs.
muthoni
Muthoni Mary is a seasoned crypto market analyst and writer with over three years of experience decoding blockchain trends, price movements, and market dynamics. She holds a Bachelor’s Degree in Commerce (Finance) from Kenyatta University, blending a solid academic foundation with a sharp eye for technical analysis and a deep understanding of on-chain data. Her work delivers clear, data-driven insights that empower investors to navigate the fast-evolving digital asset space with confidence. When she’s not analyzing the markets, Mary enjoys reading and travelling.
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