Highlights
- Wellgistics Health has filed with the SEC to integrate XRP and XRPL, bringing a major real-world use case for Ripple.
- Wellgistics plans to use XRP for payments, treasury reserves, collateral, and more.
- Experts believe this SEC filing debunks the ‘XRP has no utility’ myth.
As the crypto community awaits positive news in the ongoing XRP lawsuit, another is trending in the market today. Although the Ripple vs SEC legal issue is always the centre of the topic, another debate is ‘XRP has no utility,’ where many experts allege that the token lacks utility. However, that is getting debunked soon, as a new SEC filing highlights the utility of this token.
XRP News: Wellgistics Health Plans to Integrate XRP and XRPL
According to the S-1 SEC filing, the Nasdaq-listed health company, Wellgistics Health, plans to integrate XRP and the XRPL into operations. Notably, this revolutionizes the company’s payment infrastructure, but also brings the most bullish news for the XRP holders.
Interestingly, the renowned healthcare firm intends to use XRP and XRPL to facilitate real-time, low-cost B2B transactions. More importantly, they would also raise capital through equity and debt offerings to purchase the Ripple tokens.
This way, XRP will not serve only as a reserve asset but as collateral for future financial, i.e., acting as a source to generate income. Moreover, there are also plans to spend $50M that Wellgistics gained from the LDA Capital to develop XRP infrastructure and more.
This single move alone could dispel the concerns over the Ripple token’s utility doubts.
SEC Filing Answers “XRP Has No Utility” Myth?
Under the constant pressure of the Ripple vs SEC lawsuit, the XRP price struggles, resulting in allegations over its performance and use case. Many investors and experts have doubted its performance, and even alleged that XRP would die since the RLUSD is live and whatnot. However, now, after this XRP news, experts like Marc Fagel, Ali, and others believe the end of these myths is here.
In an X post, Marc Fagel reveals that Wellgistics Health’s SEC filing is more than a simple operations plan. Instead, it is a complete blueprint for integrating it across multiple layers of corporate finance and operations, as it extensively mentions the Ripple token.
In that, XRP’s usage as treasury reserve, payment via XRPL, capital raising, collateralization, and more become the highlights.
What I have gathered from reading the S-1 form filed with the SEC today by Wellgistics Health is incredibly revealing. It is more than just a company using XRP in its treasury reserve.
This is a summary of what the filing revealed:
1. WH is not only planning to hold XRP as a…
— bill morgan (@Belisarius2020) July 25, 2025
Overall, experts believe that this is not a mere theoretical adoption but real-world utility and challenges the ‘XRP has no utility’ myth. Interestingly, crypto investor Xaif has assessed that the XRP price outperformed major altcoins with a 12.6% spike recently.
More importantly, he claimed that this is utility-driven growth, not hype, challenging the questions.
- Source: X, Xaif
Notably, not all are bullish on this XRP news; some, like Marc Fagel, have raised doubts on the need for a health firm to have a stockpile.
Frequently Asked Questions (FAQs)
1. How much is Wellgistics Health investing in XRP-related infrastructure?
2. Has the XRP price responded to this news?
3. Does the filing disapprove of the ‘XRP has no utility’?
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