Crypto Lawyer Bill Morgan Praises Ripple’s Multi-Chain Strategy as RLUSD Hits $1.1B

Ripple’s stablecoin RLUSD is gaining fresh momentum after new data showed its market cap climbing to about $1.1 billion on Ethereum. The milestone drew attention from analysts. They say Ripple’s multi-chain launch of RLUSD is one of its strongest strategic moves this year.

Does Ripple’s Multi-Chain Design Define Stablecoin Success?

The conversation intensified after analyst Wendy O said Ripple made its smartest decision by placing RLUSD on both Ethereum and the XRP Ledger. She added that many top crypto projects should learn from this decision because the industry is moving toward multi-chain adoption.

Ripple’s recent partnership with Gemini enables RLUSD card settlement. This shows how the stablecoin’s multi-chain design is unlocking new payment use cases.

Her comment followed a post from Token Terminal, which reported that RLUSD’s market cap has now hit $1.1 billion and continues to rise. Crypto attorney Bill Morgan supported Wendy O’s view and said crypto projects that reject multi-chain designs will struggle in the long run.

He warned that platforms refusing to expand beyond one network risk becoming outdated. His remarks added weight to the growing belief that future stablecoins and tokenized assets must operate across several chains to remain competitive.

Very astute observation. Those who do not recognize a multi-chain future, will ossify and fail. https://t.co/b09YEZFu60

— bill morgan (@Belisarius2020) December 7, 2025

RLUSD Growth Signals Rising Cross-Chain Demand

The deployment of RLUSD on Ethereum gave immediate access to large liquidity pools and DeFi platforms. By being present on the XRP ledger, speed of settlement for the RLUSD is faster while the cost of transactions is lower. All these enabled RLUSD to grow faster than expected.

Ripple has not given new directions on the next stage of RLUSD. However, the fact that the stablecoin is growing in market cap means it is experiencing growing demand.

Ripple’s RLUSD has also received the greenlight to be used in the global markets of Abu Dhabi. This underscores the increased adoption of the stablecoin in controlled financial environment.

Cross-chain applications are also on the increase as RLUSD emerges as one of the rapidly expanding stablecoins. Its growth is proof that interoperability is important in the wider adoption of stablecoins.

The discussions follow new activity by former Ripple CTO, David Schwartz, who has increased his direct interaction with the XRP Ledger.

Schwartz Enhances XRPL Infrastructure 

Schwartz stated that he established an XRPL hub to monitor the network’s behavior. The emeritus CTO added that he has not been involved in the operations of the XRPL infrastructure for some years but now seeks a direct involvement again.

He further commented on new latency problems with validators. He explained that a sufficiently powerful megahub can cause a significant reduction in latency and enhance the reliability of the network.

The introduction of a new MPT standard of tokenization for real-world assets by the XRP Ledger also help with the development of the network. This also increases the functionality of the protocol and enhances continuous infrastructural enhancement.

Schwartz further explained that some of the XRPL functions are not properly functioning in specific situations. Hence, the hub will enable him to find the possible solution with real-data.