Bitcoin and XRP Price Prediction As Congress Delays Crypto Market Structure Bill Markup

Bitcoin and XRP prices have surged following the US Senate’s cancellation of the crypto market structure bill markup. Bitcoin price surged past $97,000 after a strong 24-hour rally. XRP price also saw significant growth, rising above $2.10. 

The wider crypto market had gained 0.84% in the last 24 hours, building on a 7-day trend of gains of 4.42%.

Ether price showed a significant rise of 6% with a significant breakthrough of major resistance points at $3,400 since November. This trend heralds the further drive of the altcoins in the market.

Crypto Market Bill Delayed After Coinbase Withdraws Backing

The Senate Banking Committee has postponed the review of the crypto market structure bill after Coinbase withdrew its support just one day before the hearing. While the exchange pointed to policy concerns, many believe the move is linked to rising competition from Wall Street-backed tokenized firms. The bill, initially aimed at providing clarity in crypto regulation, now faces uncertainty.

Coinbase’s unexpected pullback has amplified existing tensions, with industry critics suggesting that traditional financial institutions may be influencing the shift. This development highlights growing divisions among lawmakers and stakeholders, further complicating the path to clearer crypto market regulations.

The bill, which was initially aimed at offering greater transparency to the digital asset industry, is in stalling at the moment without a new schedule. Chairman Tim Scott had sought to accelerate the process, but he had admitted that there was still unresolved business and ongoing talks as reasons that led to the stalling.

🚨JUST IN: The Senate Banking Committee has decided to pull tomorrow’s scheduled market structure markup following today’s drama with Coinbase. It’s unclear whether a new date has been set.

— Eleanor Terrett (@EleanorTerrett) January 15, 2026

According to insiders, the withdrawal of Coinbase had made headlines, but a number of underlying disagreements made the path of the bill challenging before. The failure is an indicator of the current experiences with consensus-building in Washington around crypto regulation. 

The representatives of the industry and politicians are still at crossroads on the creation of the balance between innovations and investor security.

As recently, reported by Coingape, thought the future of crypto market structure bill is still uncertain but crypto billionaire Mike Novogratz has predicted that congress will pass the bill within next two weeks. If Mike is true this may make markets surging to new highs as it gives wall street clear path to engage at volume.

The canceled markup is an indication that the crypto space will experience increased uncertainty as the policy direction is placed on a balance. Regulatory developments are being closely observed by the investors and analysts because it may have a huge impact on the price trend of Bitcoin and XRP.

The lack of speed of development highlights the inability to develop a single framework of the U.S. crypto industry, and the future of the crypto market structure remains questionable at present.

Bitcoin Price Forecast: Will Bulls Push BTC to $100K?

Bitcoin price extended its upward momentum on Thursday, climbing 3% in the last 24 hours to trade near $96,975. The last two weeks have seen Bitcoin increase by 10%, which serves as a strong positive sign in the market.

According to analysts, in the short term, the future Bitcoin outlook may hit the $100,000 mark if the momentum persists. A huge inflow into Bitcoin ETFs is one of the factors that contribute to this optimism. 

The rally is being propelled by institutional investors, as ETFs have had a net inflow of $843.6 million in the recent past. This is the largest one-day movement since the 1.21 billion jump on the 6th of October.

XRP Price Recovery Hints at $3 Potential

XRP price surged by 1.91% over the past 24 hours amid signs of broader market recovery. The digital asset has been volatile within this time frame and has not been able to sustain the bullish trend.

As reported by SoSoValue, U.S. spot exchange-traded funds (ETFs) recorded a net inflow of $10.63 million on January 14 (ET). According to analysts, the bullish trend might see XRP reach a short-term high of $2.15. Furthermore, in the event of increased buying pressure, the price can soar to $3 by the end of January.

In conclusion, the crypto bill under the Senate of the US has elicited bullish trends in Bitcoin and XRP, and the two assets have gained significantly. The potential of Bitcoin is $100k, and that of XRP price can reach to $3 at the end of January, provided that the trend continues.