Will Bitcoin, Ethereum, and XRP Prices Hit New Highs If the Clarity Act Is Approved This Year?

Bitcoin, Ethereum, and XRP price movements show potential for fresh highs if the long-awaited Clarity Act passes this year.

The crypto market has gained a bullish trend over the past week despite slight consolidation over the past 24-hours. Bitcoin remains above $95,000, Ether holds above $3,300, and XRP trades past $2.05. As the optimism on regulatory clarity increases, investor sentiment is accumulating in these major cryptocurrencies.

Tensions Rise as CLARITY Act Faces Delay in U.S. Senate

The Digital Asset Market Clarity Act, a pivotal piece of legislation aimed at establishing regulatory guidelines for cryptocurrencies, has encountered an unexpected delay in the U.S. Senate. The bill, initially to be voted on January 15, was indefinitely postponed following Coinbase, one of the largest crypto exchanges, declaring its opposition publicly. The review has been shelved in the Senate Banking Committee, and no new date has been announced, thus leaving a doubt on the progress of the Act.

Coinbase CEO Brian Armstrong refuted an account that there was political strife with the White House that led to the delay.  The conventional financial industry might be mounting pressure to ensure that it remains dominant over decentralized finance (DeFi) protocols.

The bill, and especially the features that increase regulations of stablecoin rewards, have prompted criticism among DeFi platforms and stablecoin issuers. Critics caution that this would push blockchain-based credit systems beyond the U.S. jurisdiction, which would inhibit innovation instead of making safer practices.

Could Bitcoin, Ethereum, and XRP Rally on Approval?

Despite the delay, many in the crypto community believe that if the CLARITY Act eventually passes, it could spark major bullish momentum. Clarity in regulations has been considered as a major factor in institutional investment. An efficient legal framework would help Bitcoin to skyrocket to the $100,000 point, and Ethereum and XRP could also achieve new highs. When the bill provides a favorable regulatory environment, market participants expect to regain their confidence, and demand will go up.

Nonetheless, as the tension between the industry leaders and policymakers is on the increase, the future of the bill is unclear. Digital asset markets are likely to be extremely volatile until lawmakers can come to a consensus. Investors, on the other hand, are keenly monitoring Washington with hope that the legislation can eventually lead to long-term crypto expansion and acceptability within the United States.

Bitcoin Price Holds Strong $95,000 Amid Surging Institutional Inflows

Bitcoin price climbed to $95,021 following a modest surge this past week, signaling renewed bullish momentum in the market. Strong technical indicators and institutional inflows are the factors that are pointed out by the analysts. 

Notably, January 12-16 saw a huge inflow of 1.42 billion and 1.035 billion in U.S. spot Bitcoin ETFs, respectively, with BlackRock IBIT at the top.

U.S. spot Bitcoin ETFs recorded $1.42 billion in net inflows during the trading week of Jan 12–16 (ET). BlackRock’s IBIT led inflows with $1.035 billion. Spot Ethereum ETFs saw $479 million in net inflows over the same period, with BlackRock’s ETHA ranking first at $219 million.… pic.twitter.com/Vr9BXiFEm4

— Wu Blockchain (@WuBlockchain) January 18, 2026

On-chain metrics also favor a potential breakout, where Bitcoin has repeatedly tried resistance at around $95,000. When the BTC price trades above the $95K-$96K price range with volume, it will probably approach $100,000. However, a drop below $94,500 could challenge this outlook, highlighting potential short-term downside risk for investors.

Can Ethereum Price Surge Past $3,500 This Week?

Ethereum price continued its upward momentum, climbing to $3,306 after a strong week, gaining over 7% in value. In the past 24 hours, ETH increased by 0.59% to continue its seven-day gain. 

There is still a strong interest on the part of the institution since the accumulation of whales is rising, which is an indication of greater confidence in the future of Ethereum. Recently, BitMine purchased 20 000 ETH worth more than 65 million, as an indication of aggressive purchasing activity.

BREAKING: BitMine just bought another 20,000 $ETH worth over $65 million! pic.twitter.com/ngwm2Lvgzf

— Coinvo (@Coinvo) January 17, 2026

Meanwhile, Ethereum ETF spot funds experienced net inflows of $479 million; its leader, BlackRock, ETHA, was of 219 million. If bullish momentum holds, the long-term Ethereum forecast could potentially surge past $3,500 in the near term.

XRP Price  Prediction: Key Levels To Watch

As of the reporting, the XRP price surged to $2.05, eyeing more bullish ahead. XRP price action remained range-bound after failing to sustain momentum above the $2.10 zone.

The Relative Strength Index was close to 43, which is weak momentum and neutral market conditions. The MACD lines were below the signal line, indicating the continued bearishness in the short-term.

Histogram bars were flat, which confirmed that there was no strong signal of the continuity of the trend. On the negative side, the short-term support is close to $2.00, and it has been tested several times recently.

A decline below 2.00 will expose XRP to the second mark at $$1.80. On the positive side, recovery efforts could be resisted at around $2.10 at first. A long-term breakout of over $2.20 would reopen the targets of $2.35 and $2.40.