Ripple CTO David Schwartz Highlights Liquidity Issues in Ripple Shares

Ripple CTO highlights XRP's liquidity edge over shares in IPO talks. Legal battles stall Ripple's IPO plans as XRP price faces volatility.
By Maxwell Mutuma
Updated July 17, 2025
XRP News Today: Ripple Brings Ethereum Virtual Machine (EVM) Capability On XRPL

Highlights

  • Ripple's CTO highlights XRP's liquidity edge over privately held stocks, adding fuel to IPO discussions.
  • Ripple's IPO plans are on hold due to legal battles with the SEC, but CEO Garlinghouse remains optimistic.
  • Ripple promotes Jon Bilich to CFO and Mariel Kelley to SVP amidst XRP's 3% price decline.

Ripple’s Chief Technology Officer (CTO), David Schwartz, touched on the liquidity dynamics between Ripple shares and XRP during their discussions about Ripple’s potential initial public offering (IPO), igniting curiosity among enthusiasts. Schwartz brought up his conviction regarding the higher liquidity of the XRP coin as compared to privately held shares of companies, which is usually questioned.

Schwartz’s speech points out that stock ownership is more complex than the simple speculations on Ripple shares. Speculation arose about the nature of Schwartz’s holdings and the implications of an IPO, alongside discussions on stock vesting periods and tax considerations.

Schwartz himself expressed discomfort with the level of risk associated with his current stock holdings and hinted at potential actions to manage this risk. He disclosed the possibility of selling Ripple stock to buy more, citing expiring options and significant tax considerations.

Advertisement
Advertisement

Ripple IPO Plans Amid Legal Battle and Regulatory Hopes

On the other hand, Brad Garlinghouse, XRP CEO, made earlier comments pertaining to evaluating IPO alternatives around the world, and the United States is not the only place where Ripple will go public. However, plans were suspended for the interim owing to the enforcement of a legal battle between Ripple Labs (SEC). The company’s president said that the change in a regulator’s chief and enhanced regulatory level may help IPOs in the future.

Amidst XRP’s valuation of $11 billion and investors’ debates about its development direction, no one seems to dismiss the company’s role, which becomes in line with the legal uncertainties and developments related to regulations.

Advertisement
Advertisement

XRP Price Dips 3% Amid Ongoing Volatility

Meanwhile, the XRP token is experiencing bearish sentiment, with its price bleeding by over 3% over the past 24 hours. Trading at $0.5276, XRP has established a support level at $0.5249 and a resistance level at $0.5547 amidst ongoing market volatility.

In other developments, Ripple Labs recently announced promotions within its executive team. Jon Bilich was appointed as the new Chief Financial Officer (CFO) of Ripple Labs. At the same time, Mariel Kelley was upgraded to the position of Senior Vice President (SVP) of People and Places. XRP CEO Brad Garlinghouse acknowledged the significant contributions made by both individuals to the Ripple ecosystem.

Read Also: Pro-XRP Lawyer Slams Judge Torres’ Interpretation Of ODL Sales

Advertisement
Maxwell Mutuma
Maxwell is a crypto-economic analyst and Blockchain enthusiast, passionate about helping people understand the potential of decentralized technology. I write extensively on topics such as blockchain, cryptocurrency, tokens, and more for many publications. My goal is to spread knowledge about this revolutionary technology and its implications for economic freedom and social good.
Why trust CoinGape: CoinGape has covered the cryptocurrency industry since 2017, aiming to provide informative insights to our readers. Our journalists and analysts bring years of experience in market analysis and blockchain technology to ensure factual accuracy and balanced reporting. By following our Editorial Policy, our writers verify every source, fact-check each story, rely on reputable sources, and attribute quotes and media correctly. We also follow a rigorous Review Methodology when evaluating exchanges and tools. From emerging blockchain projects and coin launches to industry events and technical developments, we cover all facets of the digital asset space with unwavering commitment to timely, relevant information.
Investment disclaimer: The content reflects the author’s personal views and current market conditions. Please conduct your own research before investing in cryptocurrencies, as neither the author nor the publication is responsible for any financial losses.
Ad Disclosure: This site may feature sponsored content and affiliate links. All advertisements are clearly labeled, and ad partners have no influence over our editorial content.