aave

Aave is an Ethereum-based decentralized lending platform that connects borrowers directly with lenders without needing any intermediary. The decentralized finance (DeFi) protocol allows users to lend or borrow cryptocurrency without going to a centralized intermediary or middleman.   On this protocol, when you lend funds, you earn interest just like a bank, and when you borrow, you pay the interest. However, it is different from a bank or centralized system because there is no loan manager or bank to make the transaction decision here. Instead, smart contracts do this all for you. Smart contracts are codes that automatically complete transactions

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