Uphold Joins Gemini, Relaunches XRP Debit Card Following SEC Lawsuit Resolution

Uphold has relaunched its XRP Debit Card across the United States following the resolution of Ripple’s legal battle with the U.S. SEC. This also follows Gemini’s move, which also launched its card in August.

Uphold Relaunches XRP Debit Card for U.S. Users

In a recent X post, the firm announced that it has reintroduced its XRP debit card. This card allows users to spend more than 300 digital assets at any Visa-accepting location, both online and in-store. Cardholders can earn up to 6% cashback in the token on all purchases, with no credit checks or waiting periods required.

The Uphold Debit Card is now available across the U.S. 💳

Spend 300+ digital assets anywhere Visa is accepted, online or in-store.

Earn up to 6% in $XRP on everyday purchases.

No credit checks. No waiting.

Just your crypto, your card, your way. pic.twitter.com/gbMBzRpGOT

— Uphold (@UpholdInc) October 30, 2025

Nancy Beaton, President at Uphold, described the relaunch as a key milestone in serving the company’s large XRP community.

“We’ve always had a strong base of XRP holders,” Beaton said. “We previously offered a debit card but had to pause it amid regulatory uncertainty. Bringing it back now reaffirms our long-standing commitment to the XRP ecosystem.”

The company had initially suspended the XRP debit card in March 2023, citing risks tied to the SEC’s lawsuit against Ripple. The move also came as many exchanges delisted XRP during the legal dispute at the time. 

Uphold, however, stood out for its decision to continue supporting XRP even during the lawsuit.

“We never delisted XRP when most platforms did,” Beaton emphasized. “That decision earned us a loyal community, and this card is part of our promise to keep delivering real-world utility for XRP holders.”

The firm’s return to the debit card market follows Gemini’s rollout of its XRP credit card in August. The card also offers up to 4% XRP rewards on purchases and was launched as part of the exchange’s broader push toward adoption.

Uphold is now expanding its U.S. offerings, reinstating staking rewards across 19 digital assets, including Ethereum, Solana, and NEAR. 

Crypto Card Momentum Accelerates Across the Market

The XRP debit card’s comeback follows the launch of various crypto payment products. In parallel, Fold has partnered with Visa and Stripe to launch a Bitcoin Rewards Credit Card. The company shared that the card lets users earn Bitcoin on every transaction.

Notably, Gemini doubled down on its card offerings, unveiling a Solana Edition Credit Card that lets users earn and stake SOL rewards automatically.

Furthermore, Trump’s WLFI is developing its own debit card and retail payment app. The WLFI product will reportedly connect its USD1 stablecoin to Apple Pay for instant, everyday transactions. 

This competition shows that the crypto industry is focusing more on making products easier to use and on retaining customers.