World’s Highest IQ Holder Projects $100 XRP in 5 Years, What Does He Know?

YoungHoon Kim, officially recognized as the world’s highest IQ holder, projected a $100 price target for the XRP token in the next five years. The crypto community has been interested on how he arrived at this projection.

World’s Highest IQ Holder Backs XRP With $100 Forecast

YoungHoon Kim recently said in a X post that the token can reach $100 by 2030. Currently, Kim has a verified IQ score of 276. 

Based on my personal view, #XRP could potentially reach $100 over the next 5 years. (NFA/DYOR)

— YoungHoon Kim, IQ 276 (@yhbryankimiq) December 14, 2025

This will mean that the market cap of a token will be approximately $5.5 trillion based on the current supply in circulation. This is much higher than the complete crypto market cap at present. Those opposing this forecast claim it is not realistic.

Arguments in support of this spending proposition state that this calculation does not factor in any changes which can raise demand. They added that Ripple’s move to be a charter bank could be key.

Furthermore, a large part of the tokens is still locked in escrow. This reduces the liquid supply and might boost price movement in case demand suddenly starts picking up.

Kim said this as institutional interest continues to build. U.S. spot XRP ETFs have recorded 30 consecutive days of inflows since launch. This is while Bitcoin and Ethereum products have experienced periodic outflows.

All combined, the ETFs have pulled in nearly $1 billion in net inflows, while total assets under management have risen past $1.18 billion. This momentum accelerated last week after a fifth ETF product started trading following fresh approval from the Cboe.

What’s Fueling the New Endorsement?

The new call also arises from recent developments in Ripple’s ecosystem. For instance, a new product termed “wrapped XRP” is soon to be launched on the Solana blockchain. This will enable people to interact with DeFi apps in a 1:1 collateralized form factor based on a LayerZero standard for connectivity.

Additionally, Gemini has introduced support for Ripple’s RLUSD stablecoin on XRP Ledger. Such support will make it simpler to move money between different networks and can eliminate settlement time.

On-chain analysis reveals big investors continue to conduct most transactions, despite this asset being near a yearly low price.

Ripple trading is still dominated by whales

Recently, $XRP has been in a short-term decline, nearing its lowest price of the year.

Nevertheless, $XRP whales are leading the order. They are actively trading $XRP even as the price has fallen.

This pattern typically occurs during… pic.twitter.com/jYIjmHU28z

— Xaif Crypto🇮🇳|🇺🇸 (@Xaif_Crypto) December 14, 2025

Such behavior normally takes place when the market is declining. During such moments, deep-pocketed investors will acquire without creating a buzz until others follow suit. A situation where not many aggressive buyers exist during a price hike may portend a future market trend.

However, it is important to remain cautious. Ripple’s performance over the last five years in terms of returns and risk is lower than Bitcoin and Ethereum. To support Kim’s forecast, market volatility in terms of pricing will have to reduce.