Highlights
- Grok predicts that XRP price could rally to $8,550 if the Ripple network processes $8.55 trillion transactions daily.
- However, this price target is not realistic as it would mean that XRP attains a $494 trillion market cap
- Ripple's payment network has gained adoption in over 80 countries but still faces competition from Visa and SWIFT
XRP price could rally to $8,550 if the Ripple network outpaces Visa and SWIFT to dominate the payments industry to process more than $8.55 trillion in daily transactions. While Ripple’s blockchain capability can see it make waves in the payments sector, can the XRP price mirror this growth and reach $8,550?
For context, SWIFT, the world’s largest payment network, processes around $5 trillion to $7 trillion transactions daily. The SWIFT network can process these volumes as it serves more than 11,000 institutions in over 200 countries. However, Ripple has yet to reach this same level of adoption.
XRP Price If Ripple Handled Nearly $9T Transactions Daily
Despite lagging behind SWIFT, Ripple is gradually expanding its footprint in the payments industry, considering it has expanded to more than 80 countries. However, the network has yet to come close to processing $8.55 trillion daily transactions.
Nevertheless, let us assume that Ripple gains a competitive edge and processes an average of $8.55 trillion transactions daily. Let us also assume that Ripple releases 1 billion XRP per month from escrow to provide liquidity and ensure transactions are settled efficiently.
Using this scenario, Grok3 forecasts that XRP price could rally to $8,550. If the blockchain were to expand its capability even further to attain $30 billion in daily transaction volumes, Ripple could reach as high as $30,000.
Is this XRP price plausible? Likely not, considering XRP’s supply. Ripple has a circulating supply of 57.88 billion XRP. If the price rallies to $8,550, it would have a staggering $494 trillion market cap, which is not realistic.
However, the above assumption shows that Ripple price has the potential to gain if XRP gains global adoption in the payments industry. If Ripple can rival Visa and SWIFT, it could bode well for the price outlook.
Ripple Short-Term Price Target – Can it Rally to $5?
XRP value today experiences choppy price moves that mirror the trend across the broader crypto market. In just one month, Ripple has declined by 17% and trades at $2.66 with a $154 billion market capitalization.
According to analyst VipRoseTr on X, XRP price could make an uptrend to $5 after forming a bullish falling wedge pattern. If the price can flip resistance at the upper trendline of this channel, it could spark a strong rally.

Moreover, despite the recent pullback, XRP was still trading above its key support level, showing that sellers have yet to take full control of the price. If buyers can turn the upper trendline into support, the immediate target is the recent high of $3.4 before Ripple aims for $5.
The bullish outlook of XRP price and the strong fundamentals of the Ripple network makes it likely that it can achieve the short-term target of $5. However, a rally toward $8,550 remains unlikely due to its vast supply.
Frequently Asked Questions (FAQs)
1. How high can XRP price rally if Ripple handles nearly $9 trillion transactions daily?
2. Is $8,550 a realistic price for Ripple?
3. What is XRP's short term price target?
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