Want to be on the XRP Rich List? Here’s How Much You Need in April 2025

XRP price struggles to defend the $2 support level amid bearish headwinds across the broader crypto market. However, with the progress made with spot XRP ETFs and an end to the SEC vs. Ripple lawsuit, institutional interest in this altcoin has risen significantly. The newly-found regulatory clarity and rising utility are also driving the market interest.

Amid these bullish catalysts, let’s explore how much a trader would need to invest in XRP to join some of Ripple’s richest holders in April 2025.

XRP Traders Must Invest $1.8 Billion to Join Ripple’s Richest Whale Cohort

Ripple (XRP) has navigated significant volatility this year. Over the last week, escalating geopolitical tensions, including the ongoing U.S. trade war, have triggered a broad sell-off across traditional and crypto markets.

Despite the market drawdown, Ripple price continues to show relative strength, currently trading around $1.83—a 10% pullback from last week’s $2.20 high.

On-chain data shows wallets holding 1 billion XRP coins or more—have been actively buying the dip. Santiment’s Supply Distribution chart confirms that is the largest cohort of XRP holders.

As of April 2025, a new entrant would need to invest $1.8 billion to acquire 1 billion XRP and enter this elite class. Presently, only 160 wallet addresses belong to the class, and they collectively hold 24.7 billion XRP.

A closer look at the chart shows that the whales had recently increased their aggregate holdings by another 1 billion, increasing their holdings from 23.7 billion XRP on March 27 to 24.7 billion XRP coins.

Essentially, in the last 14-days XRP richest whales cohort capitalized on the ongoing market dip to acquire 1.1 billion XRP worth approximately $2 billion. This affirms the narrative that XRP continues to attract whale demand despite market turbulence surround the US trade war.

3 Reasons Billionaire Traders Continue Buying XRP Despite US Trade War

Despite broader market weakness, billionaire XRP holders are doubling down. The combination of ETF filings, regulatory clarity, and strategic acquisitions continues to reinforce long-term confidence. This whale accumulation signals expectations of an XRP rebound, driven by institutional utility, legal closure, and new market integrations.

1. XRP Spot ETF Filings in Progress

One of the most pivotal developments supporting the upward trajectory is the progress toward a spot ETF. While Bitcoin and Ethereum ETFs have dominated headlines, Ripple’s applications have quietly advanced.

Multiple asset managers are preparing XRP ETF filings, backed by recent legal clarity and Ripple’s expanding institutional footprint.

The prospect of a regulated investment vehicle could attract billions in fresh capital from pension funds, wealth managers, and other historically risk-averse institutions.

Analysts believe an XRP ETF approval would immediately increase market depth and price stability for XRP, while also amplifying its status as a leading altcoin.

This development is a key factor driving current accumulation among rich XRP investors.

2. Trump Included XRP in Strategic Crypto Reserve

In a surprising policy move, the Trump announced a crypto strategic reserve proposal on March 2, including XRP as a component asset along with BTC, ETH, ADA and SOL.

This reserve is being framed as part of a financial infrastructure initiative to boost U.S. Treasury and ease mounting national debt.

Ripple’s low transaction costs and global remittance use-case likely influenced the decision. The endorsement from a major political entity adds institutional legitimacy and opens the door to wider regulatory acceptance. The news has spurred bullish sentiment among politically aligned investor groups, which explains the rising whale demand in recent weeks.

3.  Ripple Pays $1.25 Billion to Acquire Prime Broker Hidden Road

Ripple has confirmed a $1.25 billion deal to acquire Hidden Road, a leading digital asset prime broker. This acquisition signals Ripple’s aggressive push to dominate institutional crypto finance. Once completed, Ripple will become the world’s largest non-bank prime broker for digital assets.

The acquisition expands Ripple’s capabilities in stablecoin liquidity, cross-border settlements, and institutional custody. Hidden Road’s infrastructure will also accelerate Ripple’s integration with global financial institutions.

Industry experts see this deal as transformative, positioning Ripple to rival traditional brokers like Goldman Sachs in the crypto-native space. Combined with the ETF push, this move aligns with Ripple’s strategic goal of capturing the institutional market.

In Summary

The recent $2 billion accumulation by XRP’s wealthiest cohort appears a calculated bet. Traders are oprimistic about the long-term price prospects amid Trade war tension.

As a decentralized asset with no physical operations or supply chain vulnerabilities, Ripple could offer large investors and high-net-worth traders a relative flight-to-safety option.

However it remains to be seen if the global cryptocurrency sector will decouple as the bearish sentiment surrounding stocks and commodities markets intensify,Traders are now watching out for the economic war between the US and China and the impact on crypto prices.