How High Can XRP Price Rally If Fed Approves Ripple Master Account After Trump’s Executive Order?
Highlights
- XRP price could rally above $3.85 if the Fed approves Ripple's master account.
- President Trump has signed an executive order easing the approval process for this account.
- Kraken was the first crypto firm to get a master account from the Federal Reserve of Kansas City on March 4 2026.
XRP price has dropped by 0.49% today, May 20, to trade at $1.36 at press time. The price might make a jump to $2 because there is a higher chance that the Federal Reserve will approve Ripple’s master account, after President Trump signed an executive order mandating the Fed to be more lenient to crypto companies. If this order makes the approval happen, can XRP make a new high above $3.84?
Trump’s Executive Order Raises Odds for Ripple Master Account Approval
President Donald Trump signed an executive order on May 19, urging the Federal Reserve and other regulators to allow fintects to access the $30 trillion payment rails system. Trump wants fintechs to also tap into the system that allows money to move from one bank to another.
Ripple and Circle are both seeking master accounts. Ripple made its filing in July 2025 when it also sought a national bank charter with the OCC.
CoinGape reported earlier that Ripple is about to become a national trust bank because the OCC gave a final rule on April 1, guiding banks on how they can engage with digital assets.
Ripple getting a master account might push the XRP price to $4 for the first time. But Senator Elizabeth Warren does not want Ripple to get this master account and has pushed 40 amendments into the CLARITY Act.
Kraken has a master account after the Federal Reserve Bank of Kansas City approved it on March 4, 2026. It is the only crypto firm that has it, but the greenlight raised hopes that Ripple might get one.
The new pro-crypto Fed Chair, Kevin Warsh, also increases the chances of Ripple getting this master account before the end of 2026.
How High Will XRP Price Go?
A master account will be a big milestone for Ripple, and XRP will definitely go up past the high of $3.85 after it gets approved. But this journey to $3.85 will start with breaking the resistance of $1.50.
XRP has tried to break this resistance four times since February 14. Every failed breakout caused the price to drop, and in one instance, on March 19, the XRP value went down by 19% in under two weeks after $1.50 failed to break.
But this resistance at $1.50 has created a rising triangle because every low since February 28 has been a higher low as XRP went from $1.27 on February 28 to $1.36 at the time of writing. The triangle has a height of 17%.
XRP will reach $1.75 if the resistance at $1.50 breaks. But there is another symmetrical triangle that has a height of 31.42%, suggesting the journey upwards if resistance at $1.50 breaks will not end at $1,75 but might get to $1.97.

A symmetrical triangle is bearish if the price goes below support at the lower trendline, and this will push XRP to $0.90.
Ripple getting a master account after President Trump issued an executive order to the Fed to make this possible might help avoid this drop to $0.90. But this approval will not just get XRP to $1.97 as the symmetrical triangle shows, but it might take it to a new high above $3.85.
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Frequently Asked Questions (FAQs)
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