Ripple, Coinbase Back Mastercard’s New AI Agent Payment System

With backing from key crypto industry partners like Ripple, Coinbase and the Solana Foundation, Mastercard has revealed a new payments system. It is designed to facilitate independent AI agents to make and receive payments without any human involvement.

Ripple To Integrate Mastercard’s AI Agent Pay System

The payments company debuted the Agent Pay for Machines on June 10. Mastercard says it is a solution to facilitate high-volume, low-value transactions via software agents acting for businesses and consumers. The service is designed to enable automated transactions and settlements among AI systems, as well as facilitate M2M (machine-to-machine) transactions.

Mastercard said the platform can also set spending limits, authorization policies, and settlement conditions. Moreover, it’ll enable AI agents to use multiple payment networks and stablecoins to make transactions.

As AI agents begin to act, payments move into the background — at machine speed and massive scale.

Today we’re introducing Mastercard Agent Pay for Machines — bringing structure, governance, and trust to this new class of payments.

Launching with 30+ partners to bring this to… pic.twitter.com/X4zmXIg7FV

— Mastercard (@Mastercard) June 10, 2026

Meanwhile, Ripple noted that settlement plays an increasingly vital role in automated commerce, with a blockchain solution. Autonomous agents already can do independent invoicing and buy computing power, said Markus Infanger, senior vice president at RippleX.

“XRPL and RLUSD are built so enterprises can let agents transact at machine speed within rules the chain itself enforces, with settlement in seconds, predictable costs, programmable compliance, and a full audit trail,” Infanger stated during MasterCard’s new product.

Coinbase & Solana Foundation Execs Comment On The Launch

Coinbase also highlighted the need for open payment standards in transactions powered by AI. Nina Coughlin, head of Stablecoin Business Development at Coinbase, said, AI agents are generating a new economy of sorts, which demands faster machine payments.

“We’re excited to work alongside Mastercard to help advance an open and interoperable framework for agentic payments, combining trusted payment networks with programmable digital dollars and open standards like x402,” Coughlin said.

The Solana Foundation also supported MasterCard’s AI Agent payment system. It cited a requirement for infrastructure that can process transactions across various settlement options.

Rishin Sharma, the head of AI Growth for Solana Foundation, noted that the payment systems needed to enable the work of AI agents need to operate on stablecoins, payment cards, and all other rails. “Solana is built to enable these types of solutions at scale, and we’re excited to work alongside Mastercard,” Sharma said.

Further, the program unites over 30 payment, blockchain and financial technology companies. These include Adyen, Stripe, OKX, Coinbase, Ripple, and Cloudflare as Mastercard looks to establish infrastructure for autonomous digital commerce.

Recently, Mastercard launched 24×7 settlements via Ripple’s RLUSD stablecoin.

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