Ripple Launches Toolkit to Enable AI Agents to Pay With XRP and RLUSD on XRPL
Highlights
- Ripple has launched the XRPL AI Starter Kit.
- This includes the rollout of X402-powered payments using XRP and RLUSD.
- Mastercard has also partnered with Ripple to launch an AI agent payment network.
Crypto firm Ripple has launched the XRP Ledger (XRPL) AI Starter Kit, which will enable agentic payments using XRP and RLUSD. This comes amid Mastercard’s partnership with Ripple to launch ‘Agent Pay for Machines,’ which is a payment network for AI agents.
Ripple Rolls Out AI Starter Kit For Agentic Payments On XRP Ledger
In a blog post, Ripple announced the launch of the XRPL AI Starter Kit, which provides developers with the tools they need to build agentic payments on the network. The firm’s developers noted that the toolkit will launch in phases, with Phase 1 focused on making it easier for developers to build agent-powered applications on the network.
This marks the latest move from Ripple to further embrace AI in the XRP ecosystem. As CoinGape earlier reported, Ripple had integrated AI to boost XRPL security for tokenization and institutional use.
Meanwhile, as part of the Phase One rollout of the AI Starter Kit, the firm noted that developers can query XRPL docs through the XRPL Docs MCP Server. With this, they will be able to enable the MCP-compatible clients, such as Claude code, and custom agent frameworks to access XRPL documentation.
Furthermore, developers will be able to use the XRPL Agent Wallet Skill and XRPL Payment Skill for Claude. This will enable them to give Claude structured access to common XRP Ledger actions, including wallet creation, balance checks, payments, and transaction tracking.
Ripple also revealed that this rollout enables X402 payments, with XRPL now a supported chain in the X402 protocol. XRPL agents will now be able to transact for API calls, AI model inference, and other services using XRP or RLUSD.
Mastercard Partners With Ripple On AI Agents Payment Network
In a press release, Mastercard announced Ripple as one of the over 30 firms it had partnered with to launch Agent Pay for Machines (AP4M). This new service will enable AI agents to transact faster and more efficiently, using stablecoins among other payment types.
This marks Mastercard’s latest crypto offering and its partnership with crypto firms such as Ripple. As CoinGape reported, Mastercard recently launched 24/7 payment settlement using RLUSD stablecoin on the XRP Ledger.
Commenting on this latest launch, Markus Infanger, senior vice president of RippleX, noted that XRPL and RLUSD are built so that enterprises can let agents transact at machine speed within the rules the chain enforces, with a full audit trail, ensuring agents can only do what they are authorized to do. “Mastercard’s move toward regulated stablecoin settlement on-chain is an important signal that this is evolving from an emerging capability into an enterprise standard,” he added.
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