How Payment Gateway is Improving Global Crypto Adoption

By Casper Brown
September 14, 2020 Updated September 14, 2020

The world of cryptocurrencies is rapidly growing as the markets boom, prices rise and regulation policies around the ecosystem mature to previously unseen levels. As a result, the demand for crypto-focused payment systems is also soaring causing crypto gateway firms such as to gain attention from the public.

In this review article, we take a closer look at and its functions as a crypto payment gateway, features available on the platform, and the various advantages offered to users on the platform. We further discuss the types of cryptocurrencies available on the platform such as Bitcoin, Ethereum, XRP, NEM, Litecoin etc. and how to make seamless payments on

What is

According to its official website, provides users with the “easiest way to accept cryptocurrency payments” including Bitcoin, Ethereum and even stablecoins directly into your integrated wallet. The platform was created by ChangeNOW crypto exchange in 2019 opening up a simple gateway for users to make fiat-to-crypto payments instantly.

Who is it built for?

The platform is built for merchants, customers, investors and employees who wish to receive crypto as payment on a user-friendly platform.

In the following section, we look at some of the most interesting features that offers its users including competitive fees, instant deposits and withdrawals, risk management, regulatory compliance and its unique auto coin conversion.

Features of

As mentioned above, provides a wide range of features to its users in order to ensure a smooth and easy user experience and instant settlements. The following are some of the top unique features offered by the gateway payment service.

Instant withdrawals

The platform is non-custodial, meaning the users hold their personal accounts. If you wish to send crypto to another person, NOWPayments will not hold the money at all, which enables an instant transfer of funds as soon as the blockchain transaction is confirmed.

This allows users to enjoy the full benefits of crypto payments without suffering from the wild volatile prices the market is publicized for. Invoice Invoice service makes it easy to transfer crypto payments from a user’s wallet. With the invoice service, users are able to send out small payments with descriptions without the need of typing out the whole ‘complex’ wallet address or repeating the amount to be paid before.

Merchants and customers who integrate Invoices enjoy a faster and more convenient payment method. Learn more about here.

Auto coin conversion

Auto Coin Conversion is a unique feature that allows users to receive payments in a cryptocurrency of their choice. The feature is an integration of the conversion tool used by ChangeNOW to swap over 50 cryptocurrencies on its platform.

Given the volatile nature of the crypto space, a user could choose to convert their payment to fiat-pegged stablecoins such as USDT or USDC every time they receive it.

Instant notifications

For merchants, a quick notification on payments made is important. provides one of the fastest settlements (scalability) and notifications due to its non-custodial service, which allows wallet-to-wallet transactions only.

Multiple coin support

Over 50 cryptocurrencies are available as payment options on providing a wide range of options for both merchants and customers. Some of the top crypto coins available on the platform include Bitcoin, Litecoin, Ethereum, XRP, Verge (XVG), Bitcoin Cash (BCH), Zcash (ZEC), Monero (XMR), TRON (TRX), Binance Coin (BNB) and stablecoins among other digital assets. Sandbox

The platform also provides a Sandbox program for merchants to try out the platform off the real-world payment systems. The Sandbox allows you to test everything without sending real money.

“Simply specify the case which you want to test and we will emulate a real-like flow of payment processing.”

To learn more on the Sandbox follow here.

How to use

The crypto payment gateway offers merchants three direct ways to collect payments and accept cryptocurrencies on their websites – through API integration, plugins and donations buttons & widgets. The next section discusses each of these plug-ins and how to directly integrate crypto on your online payment options using each of them.

Via API offers a simple, sleek and easy-to-install API in a short code that can easily be integrated on your website. The API ensures uttermost security of the platform while and it is easy to integrate it. offers simple APIs to boost crypto transfers. (Red box showing different methods of integration)

How to integrate API

To launch your API on, you need to:

  • Launch the website link here.
  • Create your user account or sign in.
  • Specify your payment to wallet (outcome wallet)
  • Generate an API key.
  • Add API key on your website and start receiving crypto payments.

Via other merchant options also allows third party merchant plug-ins that connects the customer’s payments to the merchants’ wallets. Some of the top plug-ins include WordPress crypto payments gateway, WooCommerce, WHMCS marketplace, Opencart plug-in and Magento.

You can install each of these plug-ins, using the following sites: WooCommerce, Magento, Opencart, and WHMCS marketplace.

Via instant payment notification systems

Instant payment notification (IPN) is also another integration module that ensures the transaction participants are notified in real-time when the status changes. An elaborate guideline on how to correctly install and use the IPN is provided on this page.

Via widgets and buttons

The platform also allows users with donation gigs to easily raise the payments needed by directly accepting donations on their websites. According to the website, you can launch either a donation button or a donation widget. These buttons &widgets allow crypto payments of up to 35 pair currencies.

A donation widget allows a user to directly tip or donate on the parent website without switching the page or tab, as seen on the image below. donation widget box


The crypto gateway ecosystem is filled with players across the globe offering different features in a bid to entice users and merchants. In its short functioning years, has grown into one of the best crypto payment gateways providing you with top-notch features and service benefits in comparison to its peers.

Here are some of the above-and-beyond benefits users get from the platform:

Round the clock support: As a global payment service, having a 24/7 schedule is important to ensure swift transactions at any time of the week. also employs a customer service team that works to solve your problems 24 hours a day, seven days a week.

High security and regulatory compliance: When it comes to the issue of wallet security, offers non-custodial wallets meaning each user is responsible for their own wallet, reducing the cases of hacks or centralized theft of crypto. Notwithstanding, the payment provider also ensures high levels of regulatory compliance through KYC and AML rules to users.

Competitive fees: Finally, the platform features extremely low fees. It offers competitive fees on its services with the higher transaction volumes, paying a smaller fee. Here is the table on the fees charged on

Table showing the tiered fees structure on crypto payment gateway.

Conclusion is one of the best gateway for cryptocurrencies enabling new entrants in the field to easily start receiving digital tokens directly into their wallets. Having partnered with some of the most prestigious companies in the space such as (travel platform owned by Binance), Verge, Kun Koro, and Guarda Wallet, it is definitely worth checking out.

Enhanced security protocols, regulatory compliance, scalable and instant payment system, the crypt currency adoption curve could soon be heading to all-time highs with developments such as

All images sourced  from

Disclaimer The presented content may include the personal opinion of the author and is subject to market condition. Do your market research before investing in cryptocurrencies. The author or the publication does not hold any responsibility for your personal financial loss.