Why XRP Price is Going Up Today?

XRP price climbed 1.07% to $1.10 as the broader crypto market recovered. The crypto market value rose 0.9% to $2.21 trillion, reflecting improved demand across major digital assets. Bitcoin, Ethereum, Solana, and Dogecoin, the others have progressed, with the move of XRP being preceded by a broader market recovery.

Federal reserve will sit on July 28 and July 29 to discuss the policy of interest rates. Any change in policy would impact equities, cryptocurrencies, and other risky markets.

Broader Crypto Recovery Lifts XRP Market Momentum

The crypto martket rebound followed stronger United States equities as geopolitical tensions were alleviated and earnings sentiment was enhanced. Risk appetite improved in a number of markets and digital assets boosted after facing selling pressure in the recent past.

The XRP price has also recovered out of the $1.06 to $1.09 price zone where the buyers had earlier on repelled additional losses. This region is not to be ignored as long-term demand may justify another short-term improvement.

Any move higher than $1.10 will enable XRP to challenge resistance between $1.13 and $1.15. Firmer purchasing pressure would then open the door to $1.24 and $1.28.

A fall below $$1.08 may however undermine the recovery and reopen the $1.05 level. The following action could be subject to market mood, regulatory changes and the Federal Reserve meeting.

CLARITY Act and Ripple Mint Boost Confidence

The United States Clarity Act is an imminent regulatory supercharger to XRP and the crypto sector at large. Some large financial institutions have publicly endorsed the existence of more transparent digital asset rules and are gearing up to potentially make changes.

It has also been supported under the model of SEC and CFTC as introduced in March 2026. The framework categorised 16 crypto assets as digital commodities, enhancing trust of institutional market participants.

The timeline of the bill is however unclear since legislators are heading towards the Senate recess. The unresolved disagreements might slow down any further progress and retain regulatory uncertainty.

🇺🇸 BlackRock. Charles Schwab. Fidelity. Goldman Sachs. Grayscale.

The world’s biggest financial institutions are positioning themselves for the CLARITY Act and publicly supporting its passage.

They are preparing to capitalize on it. Are you? pic.twitter.com/SuSxTNPBkq

— Crypto Rover (@cryptorover) July 26, 2026

Ripple also launched Ripple Mint on July 23, in the case of institutions utilizing RLUSD. The system enables clients to mint, redeem, and manage RLUSD in a single system.

The launch increases the institutional stablecoin infrastructure of Ripple and enhances availability to professional users. However, it does not guarantee immediate or direct demand for XRP.

XRP ETFs Fund Flows

No net inflows were reported in XRP exchange-traded funds on July 24. Cumulative inflows remained unchanged at $1.49 billion.

Total net assets were of 997.25 million, and combined trading value was of 8.80 million. The products represented about 1.46% of XRP’s market capitalization.

Bitwise led the group with $312.85 million in net assets and $500.76 million in cumulative inflows. Franklin had a balance of 255.53 million and Canary had a balance of 251.24 million.

All five listed funds posted daily declines between 1.33% and 1.58%. The poor performance was in contrast to the wider market recovery of XRP.

The flows of ETFs continue to be a significant indicator of institutional interest. Sentiment can be supported by future inflows, and might be constrained by ongoing flat demand.