XRP Price Prediction as XRPL Tops 1M AI Agent Transactions

XRP price climbed above $1.13 as improving crypto sentiment supported another recovery attempt.

Bitcoin price returned above $65,000, helping XRP gain nearly 4% and approach the $1.20 resistance zone. The token also continued its weekly gain, as the traders tracked network expansion and overall demand on XRP in the past trading session.

XRPL Tops 1M AI Agent Transactions

The XRP Ledger recorded over a million agentic transactions, which has included artificial intelligence payment systems. Such exchanges are made by programmed instructions that are executed automatically by autonomous agents to accomplish payments or any other actions. 

The engineering leadership of RippleX believes the number may eventually hit 100 million in two years as more supporting infrastructure is added. The milestone indicates an increase in the popularity of blockchain networks that can execute automated transfers in a short time at minimal costs. 

LATEST: ⚡ XRP Ledger agentic transactions have passed 1M, with RippleX’s head of engineering predicting they could reach 100M within the next few years. pic.twitter.com/olZeyHJ29P

— CoinMarketCap (@CoinMarketCap) July 22, 2026

Nonetheless, the increased transaction numbers cannot assure price increments and long-term demand of XRP. Adoption and developer activity as well as liquidity and whether the network is being used consistently through agent-based payments will be tracked by investors.

XRP Hits Two-Week High as Whale Accumulation Strengthens

XRP price climbed above support level, reaching a two-week high as large holders increased their exposure. 

According to Santiment data, wallets that carry between 100,000 and 100 million XRP matched 2.8% more in an addition of tokens in five weeks. In the meantime, wallets with less than 0.01 XRP dropped 5.2%   over the same time. 

The difference shows that the number of whales is growing, and smaller retail holders are only decreasing. This split continued despite XRP entering the crypto-market revival.

Is XRP Price Preparing for Another Breakout Above $1.15?

As of the time of writing, the XRP price stood at $1.137, having fallen out of the resistance zone of $1.16. The four-hour chart shows XRP holding above the important $1.12 support level following its recent channel breakout.

The RSI is around 60, which represents positive movement and does not indicate excessively overbought results. Meanwhile, CMF of 0.29 implies that capital inflows are supportive.

Another advance above $1.15 would aim to $1.16 to challenge the significant $1.20 resistance. But the loss of $1.12 can undermine the perspective and reveal the support zone of $1.07. The near-term direction of the price of XRP will now be determined by how much the buyers can defend the support and reclaim the level of $1.15.

XRP ETFs Record $5.66 Million Daily Net Inflows

On July 21, XRP exchange-traded funds experienced a daily net inflow of $5.66 million and cumulative inflows of $1.49 billion. The total inflow reported in the session was due to Franklin XRPZ, with no new capital being reported in other listed products. 

There was a total trade value amounting to 19.16 million. Total net assets were at 1.06billion which is a percentage of 1.48 of market capitalization of XRP. Bitwise fund was the biggest product, with an asset of 333.50 million in its funds as interest among investors stayed optimistic.